Universal Insurance Holdings, Inc.
General ticker "UVE" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $853.1M (TTM average)
Universal Insurance Holdings, Inc. follows the US Stock Market performance with the rate: 41.6%.
Estimated limits based on current volatility of 1.2%: low 43.15$, high 44.19$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-07-31, amount 0.16$ (Y0.36%)
- Total employees count: 929 (-13.0%) as of 2025
- Top business risk factors: Catastrophic events, Market expansion failure, Regulatory and compliance, Pricing inaccuracies, Cybersecurity threats
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [29.12$, 41.95$]
- 2026-12-31 to 2027-12-31 estimated range: [30.73$, 44.41$]
Financial Metrics affecting the UVE estimates:
- Positive: with PPE of 5.5 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 40 > 13.08
- Positive: 7.80 < Operating profit margin, % of 15.23
- Positive: 1.88 < Return on assets ratio (scaled to [-100,100]) of 6.05
- Positive: Industry inventory ratio change (median), % of -19.35 <= -0.14
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 10.39
- Negative: 0.01 < Interest expense per share per price, % of 0.51
- Positive: Industry earnings per price (median), % of 8.17 > 4.32
- Positive: 18.97 < Shareholder equity ratio, % of 19.40 <= 42.26
Short-term UVE quotes
Long-term UVE plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,391.58MM | $1,520.54MM | $1,595.60MM |
| Operating Expenses | $1,303.23MM | $1,435.92MM | $1,352.53MM |
| Operating Income | $88.35MM | $84.61MM | $243.07MM |
| Interest Expense | $5.82MM | $5.77MM | $4.83MM |
| Income(Loss) | $88.35MM | $84.61MM | $243.07MM |
| Taxes | $21.53MM | $25.68MM | $60.12MM |
| Net Income(Loss)* | $66.82MM | $58.93MM | $182.95MM |
| Stockholders Equity | $341.30MM | $373.25MM | $551.03MM |
| Assets | $2,316.56MM | $2,841.86MM | $2,839.70MM |
| Operating Cash Flow | $70.97MM | $137.36MM | $381.49MM |
| Capital expenditure | $4.02MM | $7.37MM | $4.44MM |
| Investing Cash Flow | $-15.25MM | $-228.09MM | $-113.61MM |
| Financing Cash Flow | $-47.12MM | $-47.13MM | $-52.12MM |
| Earnings Per Share** | $2.24 | $2.07 | $6.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.