Universal Insurance Holdings, Inc.
General ticker "UVE" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $688.3M (TTM average)
Universal Insurance Holdings, Inc. follows the US Stock Market performance with the rate: 48.8%.
Estimated limits based on current volatility of 2.8%: low 34.87$, high 36.90$
Factors to consider:
- Company pays dividends (irregularly): last record date 2025-12-05, amount 0.29$ (Y0.82%)
- Total employees count: 1068 (-14.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Climate change and natural disasters, Cybersecurity threats, Market risk, Regulatory and compliance, Expansion risks
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [20.45$, 29.97$]
- 2025-12-31 to 2026-12-31 estimated range: [22.73$, 32.94$]
Financial Metrics affecting the UVE estimates:
- Positive: with PPE of 11.7 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 23.18 > 12.96
- Positive: -4.75 < Operating profit margin, % of 5.56
- Negative: Investing cash flow per share per price, % of -38.49 <= -14.22
- Negative: Shareholder equity ratio, % of 13.13 <= 19.40
- Positive: Industry operating cash flow per share per price (median), % of 16.21 > 10.29
Short-term UVE quotes
Long-term UVE plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,222.66MM | $1,391.58MM | $1,520.54MM |
| Operating Expenses | $1,249.90MM | $1,303.23MM | $1,435.92MM |
| Operating Income | $-27.25MM | $88.35MM | $84.61MM |
| Interest Expense | $5.91MM | $5.82MM | $5.77MM |
| Income(Loss) | $-27.25MM | $88.35MM | $84.61MM |
| Taxes | $-4.99MM | $21.53MM | $25.68MM |
| Profit(Loss)* | $-22.26MM | $66.82MM | $58.93MM |
| Stockholders Equity | $287.90MM | $341.30MM | $373.25MM |
| Inventory | $1,014.63MM | $787.73MM | $0.00MM |
| Assets | $2,890.15MM | $2,316.56MM | $2,841.86MM |
| Operating Cash Flow | $324.51MM | $70.97MM | $137.36MM |
| Capital expenditure | $4.90MM | $4.02MM | $7.37MM |
| Investing Cash Flow | $-148.86MM | $-15.25MM | $-228.09MM |
| Financing Cash Flow | $-37.46MM | $-47.12MM | $-47.13MM |
| Earnings Per Share** | $-0.72 | $2.24 | $2.07 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.