LCNB Corp.
General ticker "LCNB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $224.3M (TTM average)
LCNB Corp. follows the US Stock Market performance with the rate: 44.6%.
Estimated limits based on current volatility of 1.2%: low 18.87$, high 19.32$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-01, amount 0.22$ (Y4.58%)
- Total employees count: 463 (+33.8%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Real estate decline, Liquidity and credit risks, Regulatory and compliance, Technology disruption
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.26$, 18.71$]
- 2026-12-31 to 2027-12-31 estimated range: [14.70$, 19.39$]
Financial Metrics affecting the LCNB estimates:
- Positive: with PPE of 10.2 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 14.70 > 13.08
- Positive: Operating profit margin, % of 22.66 > 18.77
- Negative: Shareholder equity ratio, % of 12.22 <= 18.97
- Positive: Investing cash flow per share per price, % of 22.25 > -0.64
- Negative: -0.14 < Industry inventory ratio change (median), % of 0
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.02
Short-term LCNB quotes
Long-term LCNB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $71.76MM | $81.20MM | $124.24MM |
| Operating Expenses | $56.50MM | $65.24MM | $96.09MM |
| Operating Income | $15.26MM | $15.96MM | $28.15MM |
| Interest Expense | $23.25MM | $44.22MM | $32.52MM |
| Income(Loss) | $15.26MM | $15.96MM | $28.15MM |
| Taxes | $2.63MM | $2.47MM | $5.03MM |
| Net Income(Loss)* | $12.63MM | $13.49MM | $23.12MM |
| Stockholders Equity | $235.30MM | $253.04MM | $273.93MM |
| Assets | $2,291.59MM | $2,307.39MM | $2,240.77MM |
| Operating Cash Flow | $23.36MM | $93.24MM | $34.40MM |
| Capital expenditure | $2.61MM | $3.80MM | $0.96MM |
| Investing Cash Flow | $-60.41MM | $61.39MM | $52.05MM |
| Financing Cash Flow | $54.07MM | $-158.61MM | $-100.58MM |
| Earnings Per Share** | $1.11 | $0.98 | $1.64 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.