Tompkins Financial Corporation
General ticker "TMP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.1B (TTM average)
Tompkins Financial Corporation follows the US Stock Market performance with the rate: 57.7%.
Estimated limits based on current volatility of 1.1%: low 95.82$, high 97.86$
Factors to consider:
- Earnings expected soon, date: 2026-10-23 bmo
- Company pays dividends (quarterly): last record date 2026-08-07, amount 0.70$ (Y2.87%)
- Total employees count: 870 (-13.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Economic downturns and volatility, Operational and conduct risks, Regulatory and compliance
- Current price 15.1% above estimated high
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [63.42$, 84.78$]
- 2026-12-31 to 2027-12-31 estimated range: [63.37$, 85.78$]
Financial Metrics affecting the TMP estimates:
- Negative: with PPE of 6.6 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 50.35 > 33.79
- Positive: 7.04 < Shareholder equity ratio, % of 10.83 <= 12.78
- Positive: 2.37 < Operating cash flow per share per price, % of 3.70
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.82
- Positive: -40.59 < Investing cash flow per share per price, % of -28.60
- Positive: Inventory ratio change, % of 0 <= 0
Short-term TMP quotes
Long-term TMP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $219.75MM | $299.23MM | $446.60MM |
| Operating Expenses | $207.63MM | $206.25MM | $221.75MM |
| Operating Income | $12.12MM | $92.98MM | $224.86MM |
| Interest Expense | $87.84MM | $136.47MM | $132.34MM |
| Income(Loss) | $12.12MM | $92.98MM | $224.86MM |
| Taxes | $2.50MM | $22.00MM | $63.78MM |
| Net Income(Loss)* | $9.51MM | $70.85MM | $161.07MM |
| Stockholders Equity | $668.52MM | $713.44MM | $938.38MM |
| Assets | $7,819.75MM | $8,109.08MM | $8,668.27MM |
| Operating Cash Flow | $89.00MM | $94.97MM | $38.87MM |
| Capital expenditure | $6.76MM | $6.21MM | $6.92MM |
| Investing Cash Flow | $-146.30MM | $-250.44MM | $-300.73MM |
| Financing Cash Flow | $59.00MM | $210.33MM | $260.28MM |
| Earnings Per Share** | $0.67 | $4.98 | $11.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.