Southern Missouri Bancorp, Inc.
General ticker "SMBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $656.7M (TTM average)
Southern Missouri Bancorp, Inc. follows the US Stock Market performance with the rate: 52.9%.
Estimated limits based on current volatility of 1.0%: low 72.89$, high 74.41$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-14, amount 0.27$ (Y1.46%)
- Total employees count: 739 (+0.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Loan delinquencies, Real estate concentration, Construction risks, Liquidity and credit risks
- Current price 22.5% above estimated high
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-06-30 to 2027-06-30
- 2025-06-30 to 2026-06-30 estimated range: [44.15$, 62.14$]
- 2026-06-30 to 2027-06-30 estimated range: [42.62$, 60.56$]
Financial Metrics affecting the SMBC estimates:
- Positive: with PPE of 10.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 40.52 > 33.79
- Positive: 11.37 < Operating cash flow per share per price, % of 13.57
- Positive: Industry earnings per price (median), % of 6.99 > 6.58
- Positive: 7.04 < Shareholder equity ratio, % of 10.85 <= 12.78
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.86
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.15 <= 1.88
Short-term SMBC quotes
Long-term SMBC plot with estimates
Financial data
| YTD | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating Revenue | $152.95MM | $164.33MM | $182.60MM |
| Operating Expenses | $103.49MM | $101.22MM | $108.61MM |
| Operating Income | $49.46MM | $63.11MM | $73.99MM |
| Interest Expense | $49.67MM | $108.89MM | $122.75MM |
| Income(Loss) | $49.46MM | $63.11MM | $73.99MM |
| Taxes | $10.23MM | $12.93MM | $15.41MM |
| Net Income(Loss)* | $39.24MM | $50.18MM | $58.31MM |
| Stockholders Equity | $446.06MM | $488.75MM | $544.69MM |
| Assets | $4,360.21MM | $4,604.32MM | $5,019.61MM |
| Operating Cash Flow | $62.02MM | $70.27MM | $81.56MM |
| Capital expenditure | $6.04MM | $9.05MM | $6.26MM |
| Investing Cash Flow | $-213.41MM | $-245.74MM | $-285.11MM |
| Financing Cash Flow | $118.55MM | $182.39MM | $335.51MM |
| Earnings Per Share** | $3.46 | $4.44 | $5.19 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.