S&T Bancorp, Inc.
General ticker "STBA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.5B (TTM average)
S&T Bancorp, Inc. follows the US Stock Market performance with the rate: 51.6%.
Estimated limits based on current volatility of 0.9%: low 40.05$, high 40.79$
Factors to consider:
- Earnings expected soon, date: 2026-01-22 bmo
- Company pays dividends (quarterly): last record date 2025-11-13, amount 0.36$ (Y3.56%)
- Total employees count: 1206 (-3.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Reputation and brand risks, Strategic risks and growth management
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [32.37$, 42.09$]
- 2025-12-31 to 2026-12-31 estimated range: [32.23$, 42.77$]
Financial Metrics affecting the STBA estimates:
- Positive: with PPE of 11.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 29.17 > 18.33
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: -14.19 < Investing cash flow per share per price, % of -7.96
- Positive: 6.63 < Operating cash flow per share per price, % of 11.66
- Negative: Shareholder equity ratio, % of 14.29 <= 19.35
- Negative: -0.76 < Inventory ratio change, % of 0
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.34
Short-term STBA quotes
Long-term STBA plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $399.01MM | $535.52MM | $564.96MM |
| Operating Expenses | $230.08MM | $356.72MM | $400.14MM |
| Operating Income | $168.93MM | $178.80MM | $164.82MM |
| Interest Expense | $24.97MM | $128.49MM | $181.07MM |
| Income(Loss) | $168.93MM | $178.80MM | $164.82MM |
| Taxes | $33.41MM | $34.02MM | $33.55MM |
| Profit(Loss)* | $135.52MM | $144.78MM | $131.26MM |
| Stockholders Equity | $1,184.66MM | $1,283.44MM | $1,380.29MM |
| Assets | $9,110.57MM | $9,551.53MM | $9,657.97MM |
| Operating Cash Flow | $240.53MM | $171.75MM | $173.37MM |
| Capital expenditure | $3.86MM | $6.22MM | $2.99MM |
| Investing Cash Flow | $-398.68MM | $-444.22MM | $-118.29MM |
| Financing Cash Flow | $-554.05MM | $296.07MM | $-43.87MM |
| Earnings Per Share** | $3.48 | $3.79 | $3.43 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.