S&T Bancorp, Inc.
General ticker "STBA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.5B (TTM average)
S&T Bancorp, Inc. follows the US Stock Market performance with the rate: 55.0%.
Estimated limits based on current volatility of 1.2%: low 44.26$, high 45.37$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-14, amount 0.37$ (Y3.36%)
- Total employees count: 1206 (-3.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Reputation and brand risks, Strategic risks and growth management
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [33.50$, 44.23$]
- 2026-12-31 to 2027-12-31 estimated range: [33.18$, 44.21$]
Financial Metrics affecting the STBA estimates:
- Negative: with PPE of 11.7 at the end of fiscal year the price was very high
- Positive: 6.59 < Operating cash flow per share per price, % of 8.48
- Positive: Operating profit margin, % of 29.54 > 18.39
- Negative: Shareholder equity ratio, % of 14.83 <= 19.24
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.34
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term STBA quotes
Long-term STBA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $407.03MM | $564.96MM | $568.51MM |
| Operating Expenses | $274.85MM | $400.14MM | $400.57MM |
| Operating Income | $132.18MM | $164.82MM | $167.94MM |
| Non-Operating Income | $46.63MM | $0.00MM | $0.00MM |
| Interest Expense | $128.49MM | $181.07MM | $166.39MM |
| Income(Loss) | $178.80MM | $164.82MM | $167.94MM |
| Taxes | $34.02MM | $33.55MM | $33.71MM |
| Net Income(Loss)* | $144.78MM | $131.26MM | $134.23MM |
| Stockholders Equity | $1,283.44MM | $1,380.29MM | $1,463.88MM |
| Assets | $9,551.53MM | $9,657.97MM | $9,870.98MM |
| Operating Cash Flow | $171.75MM | $173.37MM | $133.62MM |
| Capital expenditure | $6.22MM | $2.99MM | $4.77MM |
| Investing Cash Flow | $-444.22MM | $-118.29MM | $-314.80MM |
| Financing Cash Flow | $296.07MM | $-43.87MM | $99.80MM |
| Earnings Per Share** | $3.79 | $3.43 | $3.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.