First Business Financial Services, Inc.
General ticker "FBIZ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $402.6M (TTM average)
First Business Financial Services, Inc. follows the US Stock Market performance with the rate: 58.3%.
Estimated limits based on current volatility of 1.6%: low 54.50$, high 56.25$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-14, amount 0.34$ (Y2.41%)
- Total employees count: 353 (+1.1%) as of 2024
- Top business risk factors: Operational and conduct risks, Liquidity and credit risks, Fraud risk, Business continuity, Economic downturns and volatility
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [39.45$, 55.05$]
- 2025-12-31 to 2026-12-31 estimated range: [38.74$, 55.03$]
Financial Metrics affecting the FBIZ estimates:
- Negative: with PPE of 9.4 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 15.23 > 12.96
- Positive: Operating profit margin, % of 33.33 > 18.38
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 8.53 <= 19.40
- Positive: Industry operating profit margin (median), % of 20.70 > 9.59
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.14 <= 1.87
- Negative: Investing cash flow per share per price, % of -87.01 <= -14.22
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
Short-term FBIZ quotes
Long-term FBIZ plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $127.85MM | $143.90MM | $153.46MM |
| Operating Expenses | $75.61MM | $96.76MM | $102.31MM |
| Operating Income | $52.24MM | $47.14MM | $51.15MM |
| Interest Expense | $22.95MM | $82.34MM | $108.92MM |
| R&D Expense | $4.42MM | $4.99MM | $6.17MM |
| Income(Loss) | $52.24MM | $47.14MM | $51.15MM |
| Taxes | $11.39MM | $10.11MM | $6.91MM |
| Profit(Loss)* | $40.86MM | $37.03MM | $44.24MM |
| Stockholders Equity | $260.64MM | $289.59MM | $328.59MM |
| Assets | $2,976.61MM | $3,507.85MM | $3,853.22MM |
| Operating Cash Flow | $38.65MM | $52.29MM | $57.49MM |
| Capital expenditure | $3.22MM | $2.88MM | $0.22MM |
| Investing Cash Flow | $-245.27MM | $-506.85MM | $-328.47MM |
| Financing Cash Flow | $252.19MM | $491.38MM | $289.17MM |
| Earnings Per Share** | $4.97 | $4.55 | $5.43 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.