First Business Financial Services, Inc.
General ticker "FBIZ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $434.8M (TTM average)
First Business Financial Services, Inc. follows the US Stock Market performance with the rate: 48.0%.
Estimated limits based on current volatility of 1.3%: low 63.37$, high 64.98$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-06, amount 0.34$ (Y2.11%)
- Total employees count: 353 (+1.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Cybersecurity threats, Regulatory and compliance, Economic downturns and volatility
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [42.26$, 59.50$]
- 2026-12-31 to 2027-12-31 estimated range: [40.63$, 58.20$]
Financial Metrics affecting the FBIZ estimates:
- Negative: with PPE of 9.4 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 13.53 > 12.93
- Positive: Operating profit margin, % of 35.85 > 18.40
- Negative: Shareholder equity ratio, % of 9.10 <= 19.19
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 1.22
Short-term FBIZ quotes
Long-term FBIZ plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $143.90MM | $153.46MM | $168.63MM |
| Operating Expenses | $96.76MM | $102.31MM | $108.17MM |
| Operating Income | $47.14MM | $51.15MM | $60.45MM |
| Interest Expense | $82.34MM | $108.92MM | $110.62MM |
| R&D Expense | $4.99MM | $6.17MM | $6.99MM |
| Income(Loss) | $47.14MM | $51.15MM | $60.45MM |
| Taxes | $10.11MM | $6.91MM | $10.13MM |
| Net Income(Loss)* | $37.03MM | $44.24MM | $50.32MM |
| Stockholders Equity | $289.59MM | $328.59MM | $371.58MM |
| Assets | $3,507.85MM | $3,853.22MM | $4,081.89MM |
| Operating Cash Flow | $52.29MM | $57.49MM | $61.70MM |
| Capital expenditure | $2.88MM | $0.22MM | $0.59MM |
| Investing Cash Flow | $-506.85MM | $-328.47MM | $-373.38MM |
| Financing Cash Flow | $491.38MM | $289.17MM | $193.47MM |
| Earnings Per Share** | $4.55 | $5.43 | $6.17 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.