Byline Bancorp, Inc.
General ticker "BY" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.3B (TTM average)
Byline Bancorp, Inc. follows the US Stock Market performance with the rate: 55.7%.
Estimated limits based on current volatility of 0.8%: low 37.72$, high 38.30$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-04, amount 0.14$ (Y1.46%)
- Total employees count: 1027 (0.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Operational and conduct risks, Cybersecurity threats, Third-party risks, Regulatory and compliance
- Current price 15.6% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [24.63$, 33.13$]
- 2026-12-31 to 2027-12-31 estimated range: [24.77$, 33.64$]
Financial Metrics affecting the BY estimates:
- Positive: with PPE of 9.9 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 38.82 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 10.56
- Negative: Shareholder equity ratio, % of 13.14 <= 18.97
- Negative: Interest expense per share per price, % of 14.07 > 3.34
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.33
Short-term BY quotes
Long-term BY plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $386.55MM | $406.33MM | $446.27MM |
| Operating Expenses | $240.87MM | $245.25MM | $273.02MM |
| Operating Income | $145.68MM | $161.08MM | $173.25MM |
| Interest Expense | $148.86MM | $217.88MM | $186.87MM |
| Income(Loss) | $145.68MM | $161.08MM | $173.25MM |
| Taxes | $37.80MM | $40.32MM | $43.20MM |
| Net Income(Loss)* | $107.88MM | $120.76MM | $130.05MM |
| Stockholders Equity | $990.15MM | $1,091.50MM | $1,267.91MM |
| Assets | $8,881.97MM | $9,496.53MM | $9,652.68MM |
| Operating Cash Flow | $166.07MM | $175.16MM | $140.32MM |
| Capital expenditure | $3.86MM | $3.99MM | $4.00MM |
| Investing Cash Flow | $-336.24MM | $-330.92MM | $-223.59MM |
| Financing Cash Flow | $216.96MM | $492.76MM | $-330.77MM |
| Earnings Per Share** | $2.69 | $2.78 | $2.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.