Byline Bancorp, Inc.
General ticker "BY" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.2B (TTM average)
Byline Bancorp, Inc. follows the US Stock Market performance with the rate: 64.6%.
Estimated limits based on current volatility of 1.5%: low 31.05$, high 31.97$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-03, amount 0.12$ (Y1.53%)
- Total employees count: 1027 (-2.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Capital raising, Economic downturns and volatility, Operational and conduct risks, Technological changes
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [24.64$, 32.91$]
- 2026-12-31 to 2027-12-31 estimated range: [24.62$, 33.34$]
Financial Metrics affecting the BY estimates:
- Positive: with PPE of 10.0 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 29.06 > 18.38
- Negative: Shareholder equity ratio, % of 13.14 <= 19.40
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: Industry earnings per price (median), % of 6.60 > 4.49
Short-term BY quotes
Long-term BY plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $532.47MM | $621.42MM | $629.49MM |
| Operating Expenses | $386.79MM | $460.34MM | $446.54MM |
| Operating Income | $145.68MM | $161.08MM | $182.96MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-9.70MM |
| Interest Expense | $148.86MM | $217.88MM | $186.87MM |
| Income(Loss) | $145.68MM | $161.08MM | $173.25MM |
| Taxes | $37.80MM | $40.32MM | $43.20MM |
| Profit(Loss)* | $107.88MM | $120.76MM | $130.05MM |
| Stockholders Equity | $990.15MM | $1,091.50MM | $1,267.91MM |
| Assets | $8,881.97MM | $9,496.53MM | $9,652.68MM |
| Operating Cash Flow | $166.07MM | $175.16MM | $55.76MM |
| Capital expenditure | $3.86MM | $3.99MM | $0.00MM |
| Investing Cash Flow | $-336.24MM | $-330.92MM | $0.34MM |
| Financing Cash Flow | $216.96MM | $492.76MM | $-52.76MM |
| Earnings Per Share** | $2.69 | $2.78 | $2.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.