Horizon Bancorp, Inc.
General ticker "HBNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $824.5M (TTM average)
Horizon Bancorp, Inc. follows the US Stock Market performance with the rate: 59.6%.
Estimated limits based on current volatility of 1.3%: low 19.81$, high 20.35$
Factors to consider:
- Earnings expected soon, date: 2026-07-22 amc
- Company pays dividends (quarterly): last record date 2026-07-03, amount 0.16$ (Y3.15%)
- Total employees count: 491 (-41.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Economic downturns and volatility, Regulatory and compliance
- Current price 10.5% above estimated high
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.37$, 18.38$]
- 2026-12-31 to 2027-12-31 estimated range: [11.79$, 17.75$]
Financial Metrics affecting the HBNC estimates:
- Positive: with PPE of 9.6 at the end of fiscal year the price was neutral
- Negative: negative Operating income
- Positive: 6.62 < Operating cash flow per share per price, % of 8.81
- Positive: Industry earnings per price (median), % of 7.28 > 4.44
- Negative: Shareholder equity ratio, % of 10.69 <= 19.19
- Positive: Investing cash flow per share per price, % of 108.96 > -0.60
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
Short-term HBNC quotes
Long-term HBNC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $187.74MM | $356.48MM | $103.17MM |
| Operating Expenses | $148.74MM | $329.13MM | $302.69MM |
| Operating Income | $39.00MM | $27.35MM | $-199.53MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-1.63MM |
| Interest Expense | $136.56MM | $167.88MM | $133.29MM |
| Income(Loss) | $39.00MM | $27.35MM | $-201.16MM |
| Taxes | $11.02MM | $-8.08MM | $-50.67MM |
| Net Income(Loss)* | $27.98MM | $35.43MM | $-150.48MM |
| Stockholders Equity | $718.81MM | $763.58MM | $688.25MM |
| Assets | $7,940.48MM | $7,801.15MM | $6,436.61MM |
| Operating Cash Flow | $88.94MM | $6.37MM | $79.23MM |
| Capital expenditure | $7.78MM | $5.08MM | $4.96MM |
| Investing Cash Flow | $329.52MM | $-52.78MM | $979.48MM |
| Financing Cash Flow | $-15.44MM | $-186.68MM | $-1,212.69MM |
| Earnings Per Share** | $0.64 | $0.81 | $-2.95 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.