Horizon Bancorp, Inc.
General ticker "HBNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $697.0M (TTM average)
Horizon Bancorp, Inc. follows the US Stock Market performance with the rate: 60.8%.
Estimated limits based on current volatility of 1.3%: low 17.28$, high 17.73$
Factors to consider:
- Earnings expected soon, date: 2026-01-21 amc
- Company pays dividends (quarterly): last record date 2026-01-02, amount 0.16$ (Y3.66%)
- Total employees count: 841 (+2.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Economic downturns and volatility, Regulatory and compliance
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.28$, 19.70$]
- 2025-12-31 to 2026-12-31 estimated range: [13.58$, 19.30$]
Financial Metrics affecting the HBNC estimates:
- Positive: with PPE of 20.3 at the end of fiscal year the price was low
- Positive: 7.54 < Operating profit margin, % of 7.70
- Negative: Shareholder equity ratio, % of 9.79 <= 19.35
- Positive: Industry earnings per price (median), % of 6.50 > 4.45
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Interest expense per share per price, % of 23.66 > 3.31
- Negative: -0.76 < Inventory ratio change, % of 0
- Positive: -14.19 < Investing cash flow per share per price, % of -7.44
- Positive: 0.04 < Operating cash flow per share per price, % of 0.90
Short-term HBNC quotes
Long-term HBNC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $278.07MM | $319.32MM | $355.38MM |
| Operating Expenses | $172.49MM | $280.32MM | $328.03MM |
| Operating Income | $105.58MM | $39.00MM | $27.35MM |
| Interest Expense | $36.52MM | $136.56MM | $167.88MM |
| Income(Loss) | $105.58MM | $39.00MM | $27.35MM |
| Taxes | $12.18MM | $11.02MM | $-8.08MM |
| Profit(Loss)* | $93.41MM | $27.98MM | $35.43MM |
| Stockholders Equity | $677.38MM | $718.81MM | $763.58MM |
| Assets | $7,872.52MM | $7,940.48MM | $7,801.15MM |
| Operating Cash Flow | $94.38MM | $88.94MM | $6.37MM |
| Capital expenditure | $6.43MM | $7.78MM | $5.08MM |
| Investing Cash Flow | $-1,019.93MM | $329.52MM | $-52.78MM |
| Financing Cash Flow | $455.55MM | $-15.44MM | $-186.68MM |
| Earnings Per Share** | $2.14 | $0.64 | $0.81 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.