Orrstown Financial Services, Inc.
General ticker "ORRF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $650.0M (TTM average)
Orrstown Financial Services, Inc. follows the US Stock Market performance with the rate: 51.1%.
Estimated limits based on current volatility of 1.6%: low 38.89$, high 40.14$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-05, amount 0.30$ (Y3.06%)
- Total employees count: 425 (+1.4%) as of 2023
- Top business risk factors: Regulatory and compliance, Liquidity and credit risks, Cybersecurity threats, Operational and conduct risks, Internal control weaknesses
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [30.82$, 41.38$]
- 2026-12-31 to 2027-12-31 estimated range: [30.71$, 41.81$]
Financial Metrics affecting the ORRF estimates:
- Positive: with PPE of 8.5 at the end of fiscal year the price was neutral
- Positive: 6.59 < Operating cash flow per share per price, % of 12.38
- Positive: Operating profit margin, % of 29.03 > 18.39
- Negative: Shareholder equity ratio, % of 10.67 <= 19.24
- Negative: Investing cash flow per share per price, % of -30.14 <= -14.17
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.44
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
Short-term ORRF quotes
Long-term ORRF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $136.12MM | $192.69MM | $252.10MM |
| Operating Expenses | $90.66MM | $164.88MM | $149.39MM |
| Operating Income | $45.46MM | $27.81MM | $102.71MM |
| Non-Operating Income | $-0.43MM | $0.00MM | $-0.07MM |
| Interest Expense | $44.99MM | $93.68MM | $97.63MM |
| Income(Loss) | $45.03MM | $27.81MM | $102.64MM |
| Taxes | $9.37MM | $5.76MM | $21.78MM |
| Net Income(Loss)* | $35.66MM | $22.05MM | $80.86MM |
| Stockholders Equity | $265.06MM | $516.68MM | $591.53MM |
| Assets | $3,064.24MM | $5,441.59MM | $5,542.26MM |
| Operating Cash Flow | $43.70MM | $34.96MM | $74.73MM |
| Capital expenditure | $2.29MM | $1.58MM | $4.24MM |
| Investing Cash Flow | $-153.25MM | $60.99MM | $-181.96MM |
| Financing Cash Flow | $113.89MM | $87.76MM | $8.13MM |
| Earnings Per Share** | $3.45 | $1.49 | $4.86 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.