Bar Harbor Bankshares
General ticker "BHB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $551.6M (TTM average)
Bar Harbor Bankshares follows the US Stock Market performance with the rate: 53.8%.
Estimated limits based on current volatility of 0.9%: low 37.89$, high 38.61$
Factors to consider:
- Earnings expected soon, date: 2026-10-20 bmo
- Company pays dividends (quarterly): last record date 2026-08-20, amount 0.34$ (Y3.56%)
- Total employees count: 530 (+15.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Strategic risks and growth management, Capital access, Economic downturns and volatility, Commercial loan concentration, Reputation and brand risks
- Current price 10.8% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [25.85$, 34.47$]
- 2026-12-31 to 2027-12-31 estimated range: [25.65$, 34.53$]
Financial Metrics affecting the BHB estimates:
- Positive: with PPE of 9.8 at the end of fiscal year the price was neutral
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 22.58 < Operating profit margin, % of 27.23
- Positive: 8.77 < Operating cash flow per share per price, % of 9.09
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.78 <= 0.90
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: Inventory ratio change, % of 0 <= 0
Short-term BHB quotes
Long-term BHB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $150.41MM | $150.92MM | $168.68MM |
| Operating Expenses | $75.75MM | $98.31MM | $122.74MM |
| Operating Income | $74.66MM | $52.61MM | $45.94MM |
| Non-Operating Income | $-17.55MM | $0.00MM | $0.00MM |
| Interest Expense | $56.51MM | $74.89MM | $75.04MM |
| Income(Loss) | $57.12MM | $52.61MM | $45.94MM |
| Taxes | $12.27MM | $9.07MM | $9.02MM |
| Net Income(Loss)* | $44.85MM | $43.54MM | $36.92MM |
| Stockholders Equity | $432.06MM | $458.43MM | $532.54MM |
| Assets | $3,970.89MM | $4,083.33MM | $4,683.89MM |
| Operating Cash Flow | $47.40MM | $52.37MM | $48.28MM |
| Capital expenditure | $6.53MM | $7.40MM | $4.81MM |
| Investing Cash Flow | $-62.29MM | $-141.88MM | $88.71MM |
| Financing Cash Flow | $17.43MM | $66.83MM | $-128.31MM |
| Earnings Per Share** | $2.96 | $2.86 | $2.21 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.