German American Bancorp Inc
General ticker "GABC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $1.3B
German American Bancorp Inc follows the US Stock Market performance with the rate: 62.1%.
Estimated limits based on current volatility of 1.9%: low 40.95$, high 42.53$
Factors to consider:
- Company pays dividends: last record date 2024-11-10, amount 0.27$ (Y2.62%)
- Company does not operate outside North America (retrieved using AI)
- Current price 15.7% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [25.18$, 35.63$]
- 2024-12-30 to 2025-12-30 estimated range: [29.53$, 40.37$]
Financial Metrics affecting the GABC estimates:
- Positive: Non-GAAP EPS, $ of 2.92 > 2.29
- Positive: Operating profit margin, % of 43.61 > 19.51
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.38
- Positive: 7.18 < Operating cash flow per share per price, % of 11.50
- Negative: Interest expense per share, $ of 2.24 > 0.74
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
Short-term GABC quotes
Long-term GABC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $220.29MM | $278.06MM | $250.69MM |
| Operating Expenses | $117.51MM | $226.26MM | $141.38MM |
| Operating Income | $102.78MM | $51.80MM | $109.32MM |
| Non-Operating Income | $0.00MM | $47.37MM | $-5.67MM |
| Interest Expense | $9.55MM | $18.34MM | $66.22MM |
| Income(Loss) | $102.78MM | $99.18MM | $103.65MM |
| Taxes | $18.65MM | $17.35MM | $17.76MM |
| Profit(Loss) | $84.14MM | $81.83MM | $85.89MM |
| Stockholders Equity | $668.46MM | $558.39MM | $663.56MM |
| Inventory | $417.86MM | $271.29MM | $0.00MM |
| Assets | $5,608.54MM | $6,155.99MM | $6,152.20MM |
| Operating Cash Flow | $100.84MM | $110.04MM | $107.23MM |
| Capital expenditure | $4.69MM | $7.85MM | $5.75MM |
| Investing Cash Flow | $-640.30MM | $-24.18MM | $27.25MM |
| Financing Cash Flow | $590.60MM | $-363.67MM | $-136.54MM |
| Earnings Per Share* | $3.17 | $2.78 | $2.91 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.