German American Bancorp, Inc.
General ticker "GABC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.3B (TTM average)
German American Bancorp, Inc. follows the US Stock Market performance with the rate: 58.9%.
Estimated limits based on current volatility of 1.7%: low 39.87$, high 41.28$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-10, amount 0.31$ (Y3.09%)
- Total employees count: 1020 (+21.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate fluctuations, Liquidity and credit risks, Market competition, Regulatory and compliance
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [34.86$, 45.57$]
- 2025-12-31 to 2026-12-31 estimated range: [34.80$, 46.02$]
Financial Metrics affecting the GABC estimates:
- Negative: with PPE of 14.6 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 33.01 > 18.38
- Negative: Shareholder equity ratio, % of 11.36 <= 19.40
- Positive: 6.64 < Operating cash flow per share per price, % of 7.85
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
- Positive: Inventory ratio change, % of 0 <= 0
Short-term GABC quotes
Long-term GABC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $278.06MM | $316.92MM | $315.38MM |
| Operating Expenses | $178.88MM | $213.27MM | $211.28MM |
| Operating Income | $99.18MM | $103.65MM | $104.10MM |
| Interest Expense | $18.34MM | $66.22MM | $100.45MM |
| Income(Loss) | $99.18MM | $103.65MM | $104.10MM |
| Taxes | $17.35MM | $17.76MM | $20.29MM |
| Profit(Loss)* | $81.83MM | $85.89MM | $83.81MM |
| Stockholders Equity | $558.39MM | $663.56MM | $715.07MM |
| Assets | $6,155.99MM | $6,152.20MM | $6,295.91MM |
| Operating Cash Flow | $110.04MM | $107.23MM | $95.76MM |
| Capital expenditure | $7.85MM | $5.75MM | $5.05MM |
| Investing Cash Flow | $-24.18MM | $27.25MM | $-82.40MM |
| Financing Cash Flow | $-363.67MM | $-136.54MM | $60.10MM |
| Earnings Per Share** | $2.78 | $2.91 | $2.83 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.