Plumas Bancorp
General ticker "PLBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $281.0M (TTM average)
Plumas Bancorp follows the US Stock Market performance with the rate: 49.3%.
Estimated limits based on current volatility of 1.1%: low 52.23$, high 53.41$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-01, amount 0.33$ (Y2.53%)
- Total employees count: 189 (-2.1%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Climate change and natural disasters, Cybersecurity threats, Operational and conduct risks, Reputation and brand risks
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [37.59$, 49.95$]
- 2025-12-31 to 2026-12-31 estimated range: [38.44$, 51.51$]
Financial Metrics affecting the PLBC estimates:
- Negative: with PPE of 10.1 at the end of fiscal year the price was high
- Positive: 6.59 < Operating cash flow per share per price, % of 10.89
- Positive: Operating profit margin, % of 42.75 > 18.39
- Positive: Industry earnings per price (median), % of 6.35 > 4.45
- Positive: Industry operating profit margin (median), % of 21.10 > 9.60
- Positive: Industry operating cash flow per share per price (median), % of 10.63 > 10.39
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.73
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Investing cash flow per share per price, % of 3.66 > -0.60
Short-term PLBC quotes
Long-term PLBC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $80.52MM | $82.47MM | $98.30MM |
| Operating Expenses | $40.30MM | $47.21MM | $62.48MM |
| Operating Income | $40.21MM | $35.26MM | $35.82MM |
| Non-Operating Income | $0.00MM | $3.74MM | $3.77MM |
| Interest Expense | $4.80MM | $10.63MM | $13.88MM |
| Income(Loss) | $40.21MM | $39.00MM | $39.59MM |
| Taxes | $10.44MM | $10.38MM | $9.97MM |
| Net Income(Loss)* | $29.78MM | $28.62MM | $29.62MM |
| Stockholders Equity | $147.32MM | $177.90MM | $261.08MM |
| Assets | $1,610.42MM | $1,623.33MM | $2,238.52MM |
| Operating Cash Flow | $38.34MM | $30.51MM | $21.59MM |
| Capital expenditure | $2.28MM | $0.68MM | $1.31MM |
| Investing Cash Flow | $-90.55MM | $10.25MM | $70.32MM |
| Financing Cash Flow | $-45.56MM | $-44.39MM | $-93.31MM |
| Earnings Per Share** | $5.08 | $4.85 | $4.60 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.