BayCom Corp
General ticker "BCML" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $304.9M (TTM average)
BayCom Corp follows the US Stock Market performance with the rate: 61.2%.
Estimated limits based on current volatility of 0.9%: low 29.37$, high 29.93$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-11, amount 0.25$ (Y3.36%)
- Total employees count: 324 (-9.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate concentration, Liquidity and credit risks, Commercial loan risks, Deposit attrition, Vendor performance
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [23.83$, 30.88$]
- 2025-12-31 to 2026-12-31 estimated range: [23.57$, 31.28$]
Financial Metrics affecting the BCML estimates:
- Positive: with PPE of 12.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 23.33 > 18.64
- Positive: 6.82 < Operating cash flow per share per price, % of 10
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.88
- Negative: Investing cash flow per share per price, % of -20.48 <= -14.38
- Negative: Shareholder equity ratio, % of 12.17 <= 18.93
Short-term BCML quotes
Long-term BCML plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $102.81MM | $132.91MM | $137.71MM |
| Operating Expenses | $70.38MM | $94.75MM | $105.58MM |
| Operating Income | $32.44MM | $38.16MM | $32.12MM |
| Interest Expense | $10.35MM | $28.46MM | $40.57MM |
| Income(Loss) | $32.44MM | $38.16MM | $32.12MM |
| Taxes | $8.71MM | $10.73MM | $8.51MM |
| Profit(Loss)* | $23.73MM | $27.43MM | $23.61MM |
| Stockholders Equity | $317.15MM | $312.87MM | $324.37MM |
| Assets | $2,513.33MM | $2,551.96MM | $2,664.51MM |
| Operating Cash Flow | $39.61MM | $30.80MM | $30.36MM |
| Capital expenditure | $0.84MM | $2.12MM | $1.70MM |
| Investing Cash Flow | $53.94MM | $80.40MM | $-62.19MM |
| Financing Cash Flow | $-296.42MM | $19.52MM | $88.32MM |
| Earnings Per Share** | $1.81 | $2.27 | $2.10 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.