OP Bancorp
General ticker "OPBK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $204.1M (TTM average)
OP Bancorp follows the US Stock Market performance with the rate: 38.6%.
Estimated limits based on current volatility of 0.9%: low 13.55$, high 13.78$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-06, amount 0.12$ (Y3.52%)
- Total employees count: 222 (+0.5%) as of 2023
- Top business risk factors: Operational and conduct risks, Economic downturns and volatility, Liquidity and credit risks, Reputation and brand risks, Management challenges
- Earnings for 18 months up through Q2 (+1 year) are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [8.92$, 12.21$]
- 2024-12-30 to 2025-12-30 estimated range: [9.71$, 13.37$]
Financial Metrics affecting the OPBK estimates:
- Positive: with PPE of 7.1 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 40.41 > 18.64
- Positive: Operating cash flow per share per price, % of 40.64 > 13.24
- Negative: Shareholder equity ratio, % of 8.97 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Positive: Industry earnings per price (median), % of 8.44 > 4.43
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term OPBK quotes
Long-term OPBK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $77.04MM | $94.53MM | $82.87MM |
| Operating Expenses | $36.39MM | $47.81MM | $49.38MM |
| Operating Income | $40.66MM | $46.72MM | $33.49MM |
| Interest Expense | $3.13MM | $11.30MM | $52.98MM |
| Income(Loss) | $40.66MM | $46.72MM | $33.49MM |
| Taxes | $11.82MM | $13.41MM | $9.57MM |
| Profit(Loss)* | $28.82MM | $33.31MM | $23.92MM |
| Stockholders Equity | $165.22MM | $176.92MM | $192.63MM |
| Assets | $1,726.69MM | $2,094.50MM | $2,147.73MM |
| Operating Cash Flow | $-28.28MM | $83.73MM | $67.84MM |
| Capital expenditure | $1.12MM | $1.41MM | $2.18MM |
| Investing Cash Flow | $-286.04MM | $-461.78MM | $-75.97MM |
| Financing Cash Flow | $323.47MM | $345.56MM | $16.37MM |
| Earnings Per Share** | $1.91 | $2.20 | $1.58 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.