Heritage Financial Corporation
General ticker "HFWA" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $817.1M (TTM average)
Heritage Financial Corporation follows the US Stock Market performance with the rate: 32.2%.
Estimated limits based on current volatility of 1.1%: low 23.93$, high 24.48$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-05, amount 0.24$ (Y3.97%)
- Total employees count: 733 (-8.3%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market interest rate changes, Borrower concentration and loan defaults, IT system failures, Technology implementation, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [22.27$, 28.99$]
- 2025-12-31 to 2026-12-31 estimated range: [22.48$, 29.86$]
Financial Metrics affecting the HFWA estimates:
- Positive: with PPE of 14.7 at the end of fiscal year the price was neutral
- Positive: 7.86 < Operating profit margin, % of 16.48
- Negative: Shareholder equity ratio, % of 12.15 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 7.71
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
Short-term HFWA quotes
Long-term HFWA plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $257.05MM | $303.13MM | $317.19MM |
| Operating Expenses | $157.61MM | $230.21MM | $264.93MM |
| Operating Income | $99.44MM | $72.92MM | $52.26MM |
| Interest Expense | $8.07MM | $59.31MM | $100.35MM |
| Income(Loss) | $99.44MM | $72.92MM | $52.26MM |
| Taxes | $17.56MM | $11.16MM | $9.00MM |
| Profit(Loss)* | $81.88MM | $61.76MM | $43.26MM |
| Stockholders Equity | $797.89MM | $853.26MM | $863.53MM |
| Assets | $6,980.10MM | $7,174.96MM | $7,106.28MM |
| Operating Cash Flow | $94.46MM | $109.52MM | $64.48MM |
| Capital expenditure | $4.02MM | $10.38MM | $3.46MM |
| Investing Cash Flow | $-1,207.78MM | $-93.45MM | $-85.90MM |
| Financing Cash Flow | $-506.38MM | $105.31MM | $-86.45MM |
| Earnings Per Share** | $2.33 | $1.74 | $1.26 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.