Community Trust Bancorp, Inc.
General ticker "CTBI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $967.3M (TTM average)
Community Trust Bancorp, Inc. follows the US Stock Market performance with the rate: 58.0%.
Estimated limits based on current volatility of 0.9%: low 56.26$, high 57.23$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-15, amount 0.53$ (Y3.71%)
- Total employees count: 934 (-3.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Pandemic risks, Cybersecurity threats, Liquidity and credit risks, Technological changes, Market volatility
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [48.18$, 63.54$]
- 2025-12-31 to 2026-12-31 estimated range: [47.01$, 63.59$]
Financial Metrics affecting the CTBI estimates:
- Negative: with PPE of 11.7 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 28.37 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 10.86
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 12.23 <= 18.93
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.32
Short-term CTBI quotes
Long-term CTBI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $255.66MM | $326.31MM | $376.01MM |
| Operating Expenses | $154.62MM | $227.74MM | $269.32MM |
| Operating Income | $101.04MM | $98.57MM | $106.69MM |
| Interest Expense | $28.64MM | $95.54MM | $127.45MM |
| Income(Loss) | $101.04MM | $98.57MM | $106.69MM |
| Taxes | $19.23MM | $20.56MM | $23.87MM |
| Profit(Loss)* | $81.81MM | $78.00MM | $82.81MM |
| Stockholders Equity | $628.05MM | $702.21MM | $757.58MM |
| Assets | $5,380.32MM | $5,769.70MM | $6,193.24MM |
| Operating Cash Flow | $99.68MM | $85.73MM | $105.17MM |
| Capital expenditure | $6.22MM | $6.32MM | $8.08MM |
| Investing Cash Flow | $-280.01MM | $-226.60MM | $-335.67MM |
| Financing Cash Flow | $-2.75MM | $283.58MM | $328.61MM |
| Earnings Per Share** | $4.59 | $4.36 | $4.61 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.