Virginia National Bankshares Corporation
General ticker "VABK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $209.6M (TTM average)
Virginia National Bankshares Corporation follows the US Stock Market performance with the rate: 50.2%.
Estimated limits based on current volatility of 0.5%: low 42.29$, high 42.73$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-13, amount 0.36$ (Y3.38%)
- Total employees count: 155 (-1.3%) as of 2023
- Top business risk factors: Liquidity and credit risks, Operational and conduct risks, Regulatory and compliance, Cybersecurity threats, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [34.81$, 45.49$]
- 2026-12-31 to 2027-12-31 estimated range: [35.43$, 46.68$]
Financial Metrics affecting the VABK estimates:
- Negative: with PPE of 11.7 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 28.90 > 18.38
- Positive: 6.65 < Operating cash flow per share per price, % of 9.51
- Positive: -3.52 < Return on assets ratio (scaled to [-100,100]) of 1.15
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.24 > 4.48
- Negative: Shareholder equity ratio, % of 11.16 <= 19.44
Short-term VABK quotes
Long-term VABK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $79.09MM | $82.61MM | $83.34MM |
| Operating Expenses | $55.82MM | $61.71MM | $59.26MM |
| Operating Income | $23.27MM | $20.90MM | $24.08MM |
| Interest Expense | $21.02MM | $29.55MM | $25.74MM |
| Income(Loss) | $23.27MM | $20.90MM | $24.08MM |
| Taxes | $4.01MM | $3.93MM | $4.82MM |
| Profit(Loss)* | $19.26MM | $16.97MM | $19.26MM |
| Stockholders Equity | $153.04MM | $160.30MM | $184.16MM |
| Assets | $1,646.02MM | $1,616.83MM | $1,649.74MM |
| Operating Cash Flow | $13.90MM | $15.29MM | $21.33MM |
| Capital expenditure | $1.17MM | $0.73MM | $0.58MM |
| Investing Cash Flow | $-19.77MM | $15.75MM | $31.80MM |
| Financing Cash Flow | $-5.88MM | $-42.33MM | $0.38MM |
| Earnings Per Share** | $3.60 | $3.16 | $3.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.