Virginia National Bankshares Corporation
General ticker "VABK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $204.0M (TTM average)
Virginia National Bankshares Corporation follows the US Stock Market performance with the rate: 55.3%.
Estimated limits based on current volatility of 1.5%: low 40.32$, high 41.58$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-14, amount 0.36$ (Y3.53%)
- Total employees count: 155 (-1.3%) as of 2023
- Top business risk factors: Liquidity and credit risks, Operational and conduct risks, Regulatory and compliance, Cybersecurity threats, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [33.68$, 44.32$]
- 2025-12-31 to 2026-12-31 estimated range: [34.10$, 45.57$]
Financial Metrics affecting the VABK estimates:
- Negative: with PPE of 12.2 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 25.30 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: Shareholder equity ratio, % of 9.91 <= 18.93
- Positive: 6.82 < Operating cash flow per share per price, % of 7.40
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term VABK quotes
Long-term VABK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $69.99MM | $79.09MM | $82.61MM |
| Operating Expenses | $41.44MM | $55.82MM | $61.71MM |
| Operating Income | $28.55MM | $23.27MM | $20.90MM |
| Interest Expense | $3.18MM | $21.02MM | $29.55MM |
| Income(Loss) | $28.55MM | $23.27MM | $20.90MM |
| Taxes | $5.11MM | $4.01MM | $3.93MM |
| Profit(Loss)* | $23.44MM | $19.26MM | $16.97MM |
| Stockholders Equity | $133.42MM | $153.04MM | $160.30MM |
| Assets | $1,623.36MM | $1,646.02MM | $1,616.83MM |
| Operating Cash Flow | $22.68MM | $13.90MM | $15.29MM |
| Capital expenditure | $0.55MM | $1.17MM | $0.73MM |
| Investing Cash Flow | $-167.20MM | $-19.77MM | $15.75MM |
| Financing Cash Flow | $-324.19MM | $-5.88MM | $-42.33MM |
| Earnings Per Share** | $4.40 | $3.60 | $3.16 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.