Central Pacific Financial Corp.
General ticker "CPF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $769.6M (TTM average)
Central Pacific Financial Corp. follows the US Stock Market performance with the rate: 61.0%.
Estimated limits based on current volatility of 1.3%: low 30.14$, high 30.95$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-08-29, amount 0.27$ (Y3.53%)
- Total employees count: 741 (+0.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Reputation and brand risks, Vendor dependency, Cybersecurity threats
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [25.05$, 33.73$]
- 2025-12-31 to 2026-12-31 estimated range: [24.66$, 33.92$]
Financial Metrics affecting the CPF estimates:
- Positive: with PPE of 12.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 19.98 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
- Negative: Shareholder equity ratio, % of 7.21 <= 18.93
- Positive: 6.82 < Operating cash flow per share per price, % of 11.65
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
Short-term CPF quotes
Long-term CPF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $277.04MM | $319.63MM | $340.48MM |
| Operating Expenses | $178.27MM | $242.81MM | $272.44MM |
| Operating Income | $98.77MM | $76.82MM | $68.04MM |
| Interest Expense | $17.09MM | $72.66MM | $94.37MM |
| Income(Loss) | $98.77MM | $76.82MM | $68.04MM |
| Taxes | $24.84MM | $18.15MM | $14.63MM |
| Profit(Loss)* | $73.93MM | $58.67MM | $53.41MM |
| Stockholders Equity | $452.87MM | $503.81MM | $538.38MM |
| Assets | $7,432.76MM | $7,642.80MM | $7,472.10MM |
| Operating Cash Flow | $114.12MM | $105.11MM | $90.52MM |
| Capital expenditure | $18.44MM | $12.65MM | $15.09MM |
| Investing Cash Flow | $-384.48MM | $179.66MM | $0.65MM |
| Financing Cash Flow | $53.50MM | $125.62MM | $-232.67MM |
| Earnings Per Share** | $2.70 | $2.17 | $1.97 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.