Central Pacific Financial Corp.
General ticker "CPF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $858.6M (TTM average)
Central Pacific Financial Corp. follows the US Stock Market performance with the rate: 52.7%.
Estimated limits based on current volatility of 1.2%: low 35.58$, high 36.43$
Factors to consider:
- Earnings expected soon, date: 2026-10-28 bmo
- Company pays dividends (quarterly): last record date 2026-08-31, amount 0.30$ (Y3.29%)
- Total employees count: 763 (+3.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Reputation and brand risks, Vendor reliance, Cybersecurity threats
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [26.31$, 34.56$]
- 2026-12-31 to 2027-12-31 estimated range: [26.47$, 35.21$]
Financial Metrics affecting the CPF estimates:
- Positive: with PPE of 11.0 at the end of fiscal year the price was neutral
- Positive: 8.77 < Operating cash flow per share per price, % of 11.35
- Positive: Operating profit margin, % of 34.40 > 33.79
- Positive: Investing cash flow per share per price, % of 7.82 > 2.08
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.03
- Positive: 7.04 < Shareholder equity ratio, % of 8.00 <= 12.78
Short-term CPF quotes
Long-term CPF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $256.66MM | $250.46MM | $292.70MM |
| Operating Expenses | $179.84MM | $182.42MM | $192.02MM |
| Operating Income | $76.82MM | $68.04MM | $100.68MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-2.40MM |
| Interest Expense | $72.66MM | $94.37MM | $73.28MM |
| Income(Loss) | $76.82MM | $68.04MM | $98.28MM |
| Taxes | $18.15MM | $14.63MM | $20.80MM |
| Net Income(Loss)* | $58.67MM | $53.41MM | $77.48MM |
| Stockholders Equity | $503.81MM | $538.38MM | $592.58MM |
| Assets | $7,642.80MM | $7,472.10MM | $7,409.24MM |
| Operating Cash Flow | $105.11MM | $90.52MM | $97.47MM |
| Capital expenditure | $12.65MM | $15.09MM | $5.16MM |
| Investing Cash Flow | $179.66MM | $0.65MM | $67.19MM |
| Financing Cash Flow | $125.62MM | $-232.67MM | $-166.94MM |
| Earnings Per Share** | $2.17 | $1.97 | $2.89 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.