SmartFinancial, Inc.
General ticker "SMBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $602.2M (TTM average)
SmartFinancial, Inc. follows the US Stock Market performance with the rate: 62.0%.
Estimated limits based on current volatility of 1.4%: low 41.65$, high 42.84$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-13, amount 0.08$ (Y0.76%)
- Total employees count: 597 (+2.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Cybersecurity threats, Government regulations, AI risks, Market competition
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [30.71$, 42.86$]
- 2026-12-31 to 2027-12-31 estimated range: [28.45$, 40.71$]
Financial Metrics affecting the SMBK estimates:
- Positive: with PPE of 12.6 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 19.44 > 18.52
- Positive: 6.68 < Operating cash flow per share per price, % of 9.62
- Negative: Shareholder equity ratio, % of 9.43 <= 19.49
- Negative: Investing cash flow per share per price, % of -77.81 <= -14.24
- Negative: Interest expense per share per price, % of 18.69 > 3.29
- Positive: Industry earnings per price (median), % of 6.86 > 4.54
- Positive: Industry operating profit margin (median), % of 22.17 > 9.67
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.31
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.85 <= 1.88
Short-term SMBK quotes
Long-term SMBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $240.37MM | $285.27MM | $316.37MM |
| Operating Expenses | $204.14MM | $239.81MM | $254.87MM |
| Operating Income | $36.23MM | $45.46MM | $61.50MM |
| Interest Expense | $87.96MM | $113.77MM | $119.87MM |
| Income(Loss) | $36.23MM | $45.46MM | $61.50MM |
| Taxes | $7.63MM | $9.32MM | $11.15MM |
| Profit(Loss)* | $28.59MM | $36.14MM | $50.35MM |
| Stockholders Equity | $459.89MM | $491.35MM | $552.38MM |
| Assets | $4,829.39MM | $5,275.90MM | $5,860.70MM |
| Operating Cash Flow | $39.72MM | $52.70MM | $61.72MM |
| Capital expenditure | $6.27MM | $6.41MM | $2.39MM |
| Investing Cash Flow | $-135.24MM | $-420.22MM | $-499.05MM |
| Financing Cash Flow | $181.37MM | $402.82MM | $514.17MM |
| Earnings Per Share** | $1.70 | $2.16 | $3.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.