German American Bancorp, Inc.
General ticker "GABC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.6B (TTM average)
German American Bancorp, Inc. follows the US Stock Market performance with the rate: 50.3%.
Estimated limits based on current volatility of 1.1%: low 48.90$, high 49.95$
Factors to consider:
- Earnings expected soon, date: 2026-10-26 amc
- Company pays dividends (quarterly): last record date 2026-08-10, amount 0.31$ (Y2.48%)
- Total employees count: 984 (-3.5%) as of 2025
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Pandemic risks, Cybersecurity threats, Market competition
- Current price 12.2% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [33.66$, 44.52$]
- 2026-12-31 to 2027-12-31 estimated range: [33.52$, 44.67$]
Financial Metrics affecting the GABC estimates:
- Positive: with PPE of 13.1 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 28.74
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.32
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 8.77 < Operating cash flow per share per price, % of 10.85
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Negative: Investing cash flow per share per price, % of -4.10 <= -2.60
- Positive: 12.78 < Shareholder equity ratio, % of 13.86 <= 25.20
Short-term GABC quotes
Long-term GABC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $316.92MM | $315.38MM | $487.40MM |
| Operating Expenses | $213.27MM | $211.28MM | $347.33MM |
| Operating Income | $103.65MM | $104.10MM | $140.07MM |
| Interest Expense | $66.22MM | $100.45MM | $125.96MM |
| Income(Loss) | $103.65MM | $104.10MM | $140.07MM |
| Taxes | $17.76MM | $20.29MM | $27.43MM |
| Net Income(Loss)* | $85.89MM | $83.81MM | $112.64MM |
| Stockholders Equity | $663.56MM | $715.07MM | $1,162.33MM |
| Assets | $6,152.20MM | $6,295.91MM | $8,388.78MM |
| Operating Cash Flow | $107.23MM | $95.76MM | $159.32MM |
| Capital expenditure | $5.75MM | $5.05MM | $5.32MM |
| Investing Cash Flow | $27.25MM | $-82.40MM | $-60.27MM |
| Financing Cash Flow | $-136.54MM | $60.10MM | $-169.46MM |
| Earnings Per Share** | $2.91 | $2.83 | $3.06 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.