TowneBank
General ticker "TOWN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.6B (TTM average)
TowneBank follows the US Stock Market performance with the rate: 22.5%.
Estimated limits based on current volatility of 1.2%: low 37.86$, high 38.75$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-26, amount 0.28$ (Y2.95%)
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [26.65$, 36.32$]
- 2026-12-31 to 2027-12-31 estimated range: [25.18$, 34.78$]
Financial Metrics affecting the TOWN estimates:
- Positive: with PPE of 11.2 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 20.86 > 18.65
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: 6.73 < Operating cash flow per share per price, % of 10.06
- Negative: Shareholder equity ratio, % of 12.30 <= 19.10
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 0.86
- Positive: Industry operating profit margin (median), % of 23.99 > 9.99
- Negative: Investing cash flow per share per price, % of -14.89 <= -14.26
- Positive: Inventory ratio change, % of 0 <= 0
Short-term TOWN quotes
Long-term TOWN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $942.55MM | $1,024.43MM | $1,007.92MM |
| Operating Expenses | $756.33MM | $834.05MM | $797.70MM |
| Operating Income | $186.22MM | $190.38MM | $210.22MM |
| Interest Expense | $247.46MM | $331.92MM | $282.65MM |
| Income(Loss) | $186.22MM | $190.38MM | $210.22MM |
| Taxes | $31.09MM | $27.65MM | $39.42MM |
| Net Income(Loss)* | $153.72MM | $161.76MM | $169.53MM |
| Stockholders Equity | $2,039.97MM | $2,139.33MM | $2,422.07MM |
| Assets | $16,835.04MM | $17,246.89MM | $19,687.34MM |
| Operating Cash Flow | $161.30MM | $138.36MM | $261.47MM |
| Capital expenditure | $44.13MM | $57.27MM | $49.80MM |
| Investing Cash Flow | $-335.68MM | $-202.77MM | $-386.89MM |
| Financing Cash Flow | $149.90MM | $275.53MM | $136.60MM |
| Earnings Per Share** | $2.06 | $2.16 | $2.21 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.