MetroCity Bankshares, Inc.
General ticker "MCBS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $826.6M (TTM average)
MetroCity Bankshares, Inc. follows the US Stock Market performance with the rate: 54.6%.
Estimated limits based on current volatility of 1.0%: low 34.54$, high 35.23$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-07-29, amount 0.29$ (Y3.30%)
- Total employees count: 317 (+32.1%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Market competition, Regulatory and compliance, Cybersecurity threats
- Current price 18.5% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [21.62$, 29.64$]
- 2026-12-31 to 2027-12-31 estimated range: [21.20$, 29.34$]
Financial Metrics affecting the MCBS estimates:
- Positive: with PPE of 10.2 at the end of fiscal year the price was neutral
- Positive: 4.90 < Operating cash flow per share per price, % of 5.39
- Negative: -0.37 < Inventory ratio change, % of 0
- Positive: Operating profit margin, % of 53.66 > 33.79
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.42
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Investing cash flow per share per price, % of 18.12 > 2.08
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
Short-term MCBS quotes
Long-term MCBS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $119.67MM | $234.43MM | $155.31MM |
| Operating Expenses | $55.26MM | $147.12MM | $71.97MM |
| Operating Income | $64.41MM | $87.31MM | $83.34MM |
| Non-Operating Income | $7.56MM | $0.00MM | $9.35MM |
| Interest Expense | $91.35MM | $94.77MM | $90.38MM |
| Income(Loss) | $71.97MM | $87.31MM | $92.69MM |
| Taxes | $20.36MM | $22.81MM | $24.16MM |
| Net Income(Loss)* | $51.61MM | $64.50MM | $68.53MM |
| Stockholders Equity | $381.52MM | $421.35MM | $544.18MM |
| Assets | $3,502.82MM | $3,594.05MM | $4,768.40MM |
| Operating Cash Flow | $82.10MM | $63.50MM | $37.70MM |
| Capital expenditure | $4.93MM | $1.29MM | $0.67MM |
| Investing Cash Flow | $-110.27MM | $5.87MM | $126.83MM |
| Financing Cash Flow | $-6.51MM | $35.70MM | $-30.73MM |
| Earnings Per Share** | $2.05 | $2.55 | $2.64 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.