Oak Valley Bancorp
General ticker "OVLY" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $222.3M (TTM average)
Oak Valley Bancorp follows the US Stock Market performance with the rate: 63.8%.
Estimated limits based on current volatility of 1.2%: low 32.27$, high 33.05$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2026-02-02, amount 0.38$ (Y2.34%)
- Total employees count: 230 (+11.1%) as of 2023
- Top business risk factors: Economic downturns and volatility, Strategic risks and growth management, Acquisition/divestiture risks, Expansion risks, New business line risks
- Price in estimated range
- Earnings for 12 months up through Q4 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [25.49$, 32.92$]
- 2025-12-31 to 2026-12-31 estimated range: [26.62$, 34.50$]
Financial Metrics affecting the OVLY estimates:
- Positive: with PPE of 9.5 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 35.99 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 10.82
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: Industry operating profit margin (median), % of 20.70 > 9.59
- Negative: Investing cash flow per share per price, % of -48.43 <= -14.22
- Negative: Shareholder equity ratio, % of 9.65 <= 19.40
Short-term OVLY quotes
Long-term OVLY plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $66.77MM | $87.30MM | $89.45MM |
| Operating Expenses | $37.08MM | $46.99MM | $57.26MM |
| Operating Income | $29.69MM | $40.31MM | $32.19MM |
| Interest Expense | $1.12MM | $4.86MM | $12.86MM |
| Income(Loss) | $29.69MM | $40.31MM | $32.19MM |
| Taxes | $6.79MM | $9.46MM | $7.24MM |
| Profit(Loss)* | $22.90MM | $30.85MM | $24.95MM |
| Stockholders Equity | $126.63MM | $166.09MM | $183.44MM |
| Assets | $1,968.35MM | $1,842.42MM | $1,900.60MM |
| Operating Cash Flow | $22.81MM | $33.06MM | $25.64MM |
| Capital expenditure | $1.19MM | $1.89MM | $1.78MM |
| Investing Cash Flow | $-376.18MM | $-79.50MM | $-114.70MM |
| Financing Cash Flow | $4.74MM | $-166.62MM | $41.25MM |
| Earnings Per Share** | $2.80 | $3.76 | $3.04 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.