Colony Bankcorp, Inc.
General ticker "CBAN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $350.0M (TTM average)
Colony Bankcorp, Inc. follows the US Stock Market performance with the rate: 45.6%.
Estimated limits based on current volatility of 0.9%: low 21.01$, high 21.37$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-05, amount 0.12$ (Y2.25%)
- Total employees count: 537 (+15.5%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance, Reputation and brand risks, Technology failures
- Current price 10.5% above estimated high
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.57$, 19.27$]
- 2026-12-31 to 2027-12-31 estimated range: [14.42$, 19.33$]
Financial Metrics affecting the CBAN estimates:
- Positive: with PPE of 10.0 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of -1.73 <= 0.28
- Positive: -4.23 < Operating profit margin, % of 7.16
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Shareholder equity ratio, % of 10.06 <= 18.97
- Negative: Interest expense per share per price, % of 18.14 > 3.34
Short-term CBAN quotes
Long-term CBAN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $114.02MM | $115.45MM | $132.18MM |
| Operating Expenses | $86.67MM | $109.60MM | $122.71MM |
| Operating Income | $27.35MM | $5.86MM | $9.47MM |
| Non-Operating Income | $-0.14MM | $23.71MM | $25.67MM |
| Interest Expense | $46.67MM | $61.16MM | $58.05MM |
| Income(Loss) | $27.21MM | $29.57MM | $35.13MM |
| Taxes | $5.47MM | $5.70MM | $6.88MM |
| Net Income(Loss)* | $21.75MM | $23.87MM | $28.25MM |
| Stockholders Equity | $254.94MM | $278.68MM | $375.92MM |
| Assets | $3,053.42MM | $3,109.78MM | $3,735.40MM |
| Operating Cash Flow | $20.98MM | $23.40MM | $-5.54MM |
| Capital expenditure | $3.62MM | $1.08MM | $1.35MM |
| Investing Cash Flow | $-98.75MM | $101.16MM | $3.41MM |
| Financing Cash Flow | $80.41MM | $23.15MM | $28.74MM |
| Earnings Per Share** | $1.24 | $1.36 | $1.59 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.