Ames National Corporation
General ticker "ATLO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $227.6M (TTM average)
Ames National Corporation follows the US Stock Market performance with the rate: 46.0%.
Estimated limits based on current volatility of 1.2%: low 32.04$, high 32.82$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-01, amount 0.24$ (Y2.93%)
- Total employees count: 260 (-3.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Collateral value decline, Cybersecurity threats, Regulatory and compliance
- Current price 31.5% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.01$, 24.96$]
- 2026-12-31 to 2027-12-31 estimated range: [20.01$, 26.33$]
Financial Metrics affecting the ATLO estimates:
- Positive: with PPE of 10.8 at the end of fiscal year the price was neutral
- Positive: 8.77 < Operating cash flow per share per price, % of 10.39
- Positive: Operating profit margin, % of 38.57 > 33.79
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.88
- Positive: 7.04 < Shareholder equity ratio, % of 9.74 <= 12.78
- Positive: Investing cash flow per share per price, % of 21.53 > 2.08
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
Short-term ATLO quotes
Long-term ATLO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $53.84MM | $54.81MM | $66.83MM |
| Operating Expenses | $40.95MM | $41.13MM | $41.06MM |
| Operating Income | $12.89MM | $13.68MM | $25.77MM |
| Non-Operating Income | $0.00MM | $-1.44MM | $-1.91MM |
| Interest Expense | $29.68MM | $37.63MM | $31.43MM |
| Income(Loss) | $12.89MM | $12.24MM | $23.87MM |
| Taxes | $2.07MM | $2.02MM | $4.84MM |
| Net Income(Loss)* | $10.82MM | $10.22MM | $19.03MM |
| Stockholders Equity | $165.79MM | $174.71MM | $207.89MM |
| Assets | $2,155.48MM | $2,133.18MM | $2,133.54MM |
| Operating Cash Flow | $19.21MM | $14.30MM | $21.34MM |
| Capital expenditure | $4.89MM | $0.30MM | $0.64MM |
| Investing Cash Flow | $19.06MM | $71.98MM | $44.21MM |
| Financing Cash Flow | $-11.05MM | $-40.15MM | $-40.02MM |
| Earnings Per Share** | $1.20 | $1.14 | $2.13 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.