First Bancorp
General ticker "FBNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.9B (TTM average)
First Bancorp follows the US Stock Market performance with the rate: 68.9%.
Estimated limits based on current volatility of 1.3%: low 52.88$, high 54.25$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-31, amount 0.23$ (Y1.73%)
- Total employees count: 1371 (-3.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Security breaches, Market competition, Vendor dependency, New product risks, Accounting changes
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [45.78$, 59.22$]
- 2026-12-31 to 2027-12-31 estimated range: [45.17$, 59.52$]
Financial Metrics affecting the FBNC estimates:
- Negative: with PPE of 13.2 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 26.56 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 9.00
- Negative: Shareholder equity ratio, % of 13.06 <= 19.40
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.60 > 4.49
- Positive: 5.46 < Industry operating cash flow per share per price (median), % of 9.78
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.87
Short-term FBNC quotes
Long-term FBNC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $541.11MM | $530.81MM | $543.12MM |
| Operating Expenses | $409.15MM | $432.69MM | $398.89MM |
| Operating Income | $131.96MM | $98.12MM | $144.23MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-4.73MM |
| Interest Expense | $142.10MM | $186.97MM | $158.99MM |
| Income(Loss) | $131.96MM | $98.12MM | $139.50MM |
| Taxes | $27.82MM | $21.90MM | $28.45MM |
| Profit(Loss)* | $104.13MM | $76.22MM | $111.05MM |
| Stockholders Equity | $1,372.38MM | $1,445.61MM | $1,654.17MM |
| Assets | $12,114.94MM | $12,147.69MM | $12,668.34MM |
| Operating Cash Flow | $131.40MM | $174.78MM | $194.31MM |
| Capital expenditure | $4.42MM | $2.66MM | $4.25MM |
| Investing Cash Flow | $-191.37MM | $169.67MM | $-553.25MM |
| Financing Cash Flow | $27.51MM | $-74.80MM | $161.03MM |
| Earnings Per Share** | $2.56 | $1.86 | $2.69 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.