Plumas Bancorp
General ticker "PLBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $338.9M (TTM average)
Plumas Bancorp follows the US Stock Market performance with the rate: 52.2%.
Estimated limits based on current volatility of 1.1%: low 61.49$, high 62.91$
Factors to consider:
- Earnings expected soon, date: 2026-10-21 bmo
- Company pays dividends (quarterly): last record date 2026-08-03, amount 0.33$ (Y2.13%)
- Total employees count: 246 (+24.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Geographic concentration, Regulatory and compliance, Acquisition/divestiture risks, Climate change and natural disasters
- Current price 25.7% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [37.52$, 49.42$]
- 2026-12-31 to 2027-12-31 estimated range: [38.10$, 50.50$]
Financial Metrics affecting the PLBC estimates:
- Positive: with PPE of 9.9 at the end of fiscal year the price was neutral
- Positive: 7.04 < Shareholder equity ratio, % of 11.66 <= 12.78
- Positive: Operating profit margin, % of 36.44 > 33.79
- Positive: 6.77 < Operating cash flow per share per price, % of 7.43
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.31
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: Inventory ratio change, % of 0 <= 0
Short-term PLBC quotes
Long-term PLBC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $80.52MM | $82.47MM | $98.30MM |
| Operating Expenses | $40.30MM | $47.21MM | $62.48MM |
| Operating Income | $40.21MM | $35.26MM | $35.82MM |
| Non-Operating Income | $0.00MM | $3.74MM | $3.77MM |
| Interest Expense | $4.80MM | $10.63MM | $13.88MM |
| Income(Loss) | $40.21MM | $39.00MM | $39.59MM |
| Taxes | $10.44MM | $10.38MM | $9.97MM |
| Net Income(Loss)* | $29.78MM | $28.62MM | $29.62MM |
| Stockholders Equity | $147.32MM | $177.90MM | $261.08MM |
| Assets | $1,610.42MM | $1,623.33MM | $2,238.52MM |
| Operating Cash Flow | $38.34MM | $30.51MM | $21.59MM |
| Capital expenditure | $2.28MM | $0.68MM | $1.31MM |
| Investing Cash Flow | $-90.55MM | $10.25MM | $70.32MM |
| Financing Cash Flow | $-45.56MM | $-44.39MM | $-93.31MM |
| Earnings Per Share** | $5.08 | $4.85 | $4.60 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.