First National Corporation
General ticker "FXNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $219.1M (TTM average)
First National Corporation follows the US Stock Market performance with the rate: 46.5%.
Estimated limits based on current volatility of 1.7%: low 30.16$, high 31.21$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-28, amount 0.17$ (Y2.20%)
- Total employees count: 303 (+35.3%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Real estate collateral, Nonperforming assets, Technology implementation
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [21.93$, 28.79$]
- 2026-12-31 to 2027-12-31 estimated range: [21.74$, 29.01$]
Financial Metrics affecting the FXNC estimates:
- Positive: with PPE of 12.0 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 19.56 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 10.96
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Investing cash flow per share per price, % of -12.84 <= -4.49
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Negative: Shareholder equity ratio, % of 9.14 <= 18.97
- Negative: -0.14 < Industry inventory ratio change (median), % of 0
Short-term FXNC quotes
Long-term FXNC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $55.40MM | $88.27MM | $112.20MM |
| Operating Expenses | $43.59MM | $80.22MM | $90.26MM |
| Operating Income | $11.80MM | $8.05MM | $21.94MM |
| Interest Expense | $14.31MM | $23.87MM | $26.25MM |
| Income(Loss) | $11.80MM | $8.05MM | $21.94MM |
| Taxes | $2.18MM | $1.08MM | $4.24MM |
| Net Income(Loss)* | $9.62MM | $6.97MM | $17.70MM |
| Stockholders Equity | $116.27MM | $166.53MM | $186.20MM |
| Assets | $1,419.30MM | $2,010.28MM | $2,037.98MM |
| Operating Cash Flow | $16.39MM | $-22.20MM | $25.11MM |
| Capital expenditure | $1.87MM | $3.30MM | $4.18MM |
| Investing Cash Flow | $-34.34MM | $136.83MM | $-29.41MM |
| Financing Cash Flow | $38.20MM | $-38.91MM | $2.34MM |
| Earnings Per Share** | $1.54 | $1.00 | $1.97 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.