First National Corporation
General ticker "FXNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $196.1M (TTM average)
First National Corporation follows the US Stock Market performance with the rate: 53.9%.
Estimated limits based on current volatility of 1.0%: low 25.36$, high 25.89$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-28, amount 0.17$ (Y2.65%)
- Total employees count: 224 (+4.2%) as of 2023
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Operational and conduct risks, Technological challenges, Regulatory and compliance
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [20.46$, 27.21$]
- 2025-12-31 to 2026-12-31 estimated range: [20.19$, 27.40$]
Financial Metrics affecting the FXNC estimates:
- Positive: with PPE of 20.6 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of -13.37 <= 0.04
- Positive: 7.54 < Operating profit margin, % of 9.12
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 8.28 <= 19.35
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term FXNC quotes
Long-term FXNC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $60.67MM | $67.88MM | $88.27MM |
| Operating Expenses | $39.93MM | $56.07MM | $80.22MM |
| Operating Income | $20.75MM | $11.80MM | $8.05MM |
| Interest Expense | $3.82MM | $14.31MM | $23.87MM |
| Income(Loss) | $20.75MM | $11.80MM | $8.05MM |
| Taxes | $3.95MM | $2.18MM | $1.08MM |
| Profit(Loss)* | $16.80MM | $9.62MM | $6.97MM |
| Stockholders Equity | $108.36MM | $116.27MM | $166.53MM |
| Assets | $1,369.38MM | $1,419.30MM | $2,010.28MM |
| Operating Cash Flow | $26.77MM | $16.39MM | $-22.20MM |
| Capital expenditure | $1.18MM | $1.87MM | $3.30MM |
| Investing Cash Flow | $-120.14MM | $-34.34MM | $136.83MM |
| Financing Cash Flow | $-15.72MM | $38.20MM | $-38.91MM |
| Earnings Per Share** | $2.69 | $1.54 | $1.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.