OFG Bancorp
General ticker "OFG" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.9B (TTM average)
OFG Bancorp follows the US Stock Market performance with the rate: 55.9%.
Estimated limits based on current volatility of 1.2%: low 50.97$, high 52.18$
Factors to consider:
- Earnings expected soon, date: 2026-10-21 bmo
- Company pays dividends (quarterly): last record date 2026-09-30, amount 0.35$ (Y2.66%)
- Total employees count: 2185 (-2.7%) as of 2025
- Top business risk factors: Puerto rico concentration, Climate change and natural disasters, Liquidity and credit risks, Interest rate risk, Fraud risk
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [41.51$, 53.91$]
- 2025-12-31 to 2026-12-31 estimated range: [42.36$, 55.54$]
Financial Metrics affecting the OFG estimates:
- Positive: with PPE of 10.1 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 30.84
- Positive: 11.37 < Operating cash flow per share per price, % of 12.66
- Positive: Interest expense per share per price, % of 8.11 <= 10.35
- Positive: 5.07 < Industry earnings per price (median), % of 6.45
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.69
- Positive: -18.95 < Investing cash flow per share per price, % of -16.85
- Positive: 7.04 < Shareholder equity ratio, % of 10.91 <= 12.78
- Negative: Industry operating profit margin (median), % of 23.69 <= 26.54
Short-term OFG quotes
Long-term OFG plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $598.51MM | $728.15MM | $822.77MM |
| Operating Expenses | $354.40MM | $462.90MM | $569.03MM |
| Operating Income | $244.10MM | $265.25MM | $253.75MM |
| Interest Expense | $33.49MM | $88.01MM | $161.84MM |
| Income(Loss) | $244.10MM | $265.25MM | $253.75MM |
| Taxes | $77.87MM | $83.38MM | $55.58MM |
| Net Income(Loss)* | $166.24MM | $181.87MM | $198.17MM |
| Stockholders Equity | $1,042.41MM | $1,193.48MM | $1,254.37MM |
| Assets | $9,818.78MM | $11,344.45MM | $11,500.73MM |
| Operating Cash Flow | $164.46MM | $295.66MM | $252.50MM |
| Capital expenditure | $31.00MM | $17.86MM | $41.71MM |
| Investing Cash Flow | $-1,512.94MM | $-1,404.74MM | $-335.98MM |
| Financing Cash Flow | $-124.70MM | $1,306.80MM | $-73.56MM |
| Earnings Per Share** | $3.46 | $3.85 | $4.25 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.