Community Trust Bancorp, Inc.
General ticker "CTBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.1B (TTM average)
Community Trust Bancorp, Inc. follows the US Stock Market performance with the rate: 54.2%.
Estimated limits based on current volatility of 1.3%: low 73.55$, high 75.42$
Factors to consider:
- Earnings expected soon, date: 2026-10-21 bmo
- Company pays dividends (quarterly): last record date 2026-09-15, amount 0.71$ (Y3.78%)
- Total employees count: 930 (-0.4%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Capital market weakness, Liquidity and credit risks, Interest rate risk, Cybersecurity threats
- Current price 17.7% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [47.16$, 63.77$]
- 2026-12-31 to 2027-12-31 estimated range: [45.49$, 62.41$]
Financial Metrics affecting the CTBI estimates:
- Positive: with PPE of 10.6 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 45.02 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 10.09
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 12.78 < Shareholder equity ratio, % of 12.81 <= 25.20
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.45 <= 1.88
Short-term CTBI quotes
Long-term CTBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $230.42MM | $248.41MM | $282.28MM |
| Operating Expenses | $131.85MM | $141.72MM | $155.19MM |
| Operating Income | $98.57MM | $106.69MM | $127.09MM |
| Interest Expense | $95.54MM | $127.45MM | $126.74MM |
| Income(Loss) | $98.57MM | $106.69MM | $127.09MM |
| Taxes | $20.56MM | $23.87MM | $29.03MM |
| Net Income(Loss)* | $78.00MM | $82.81MM | $98.06MM |
| Stockholders Equity | $702.21MM | $757.58MM | $856.07MM |
| Assets | $5,769.70MM | $6,193.24MM | $6,684.14MM |
| Operating Cash Flow | $85.85MM | $105.33MM | $104.99MM |
| Capital expenditure | $6.32MM | $8.08MM | $7.60MM |
| Investing Cash Flow | $-226.60MM | $-335.67MM | $-463.22MM |
| Financing Cash Flow | $283.46MM | $328.45MM | $352.41MM |
| Earnings Per Share** | $4.36 | $4.61 | $5.44 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.