Community Trust Bancorp, Inc.
General ticker "CTBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $963.5M (TTM average)
Community Trust Bancorp, Inc. follows the US Stock Market performance with the rate: 61.8%.
Estimated limits based on current volatility of 1.7%: low 59.94$, high 61.98$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-15, amount 0.53$ (Y3.52%)
- Total employees count: 934 (-3.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Pandemic risks, Cybersecurity threats, Liquidity and credit risks, Technological changes, Market volatility
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [46.38$, 63.56$]
- 2026-12-31 to 2027-12-31 estimated range: [44.48$, 61.94$]
Financial Metrics affecting the CTBI estimates:
- Negative: with PPE of 10.8 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 31.05 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 9.97
- Positive: Industry operating profit margin (median), % of 20.93 > 9.59
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.60 > 4.49
- Positive: 5.46 < Industry operating cash flow per share per price (median), % of 9.78
Short-term CTBI quotes
Long-term CTBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $326.31MM | $376.01MM | $409.34MM |
| Operating Expenses | $227.74MM | $269.32MM | $282.24MM |
| Operating Income | $98.57MM | $106.69MM | $127.09MM |
| Interest Expense | $95.54MM | $127.45MM | $126.74MM |
| Income(Loss) | $98.57MM | $106.69MM | $127.09MM |
| Taxes | $20.56MM | $23.87MM | $29.03MM |
| Profit(Loss)* | $78.00MM | $82.81MM | $98.06MM |
| Stockholders Equity | $702.21MM | $757.58MM | $856.07MM |
| Assets | $5,769.70MM | $6,193.24MM | $6,684.14MM |
| Operating Cash Flow | $85.73MM | $105.17MM | $104.99MM |
| Capital expenditure | $6.32MM | $8.08MM | $0.00MM |
| Investing Cash Flow | $-226.60MM | $-335.67MM | $-463.22MM |
| Financing Cash Flow | $283.58MM | $328.61MM | $352.41MM |
| Earnings Per Share** | $4.36 | $4.61 | $5.44 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.