NMI Holdings, Inc.
General ticker "NMIH" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $2.9B (TTM average)
NMI Holdings, Inc. follows the US Stock Market performance with the rate: 24.6%.
Estimated limits based on current volatility of 1.1%: low 38.76$, high 39.65$
Factors to consider:
- Total employees count: 230 as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, NIW volumes affected, Dependency on loan originators, High LTV volume decline, Increasing claims risk
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [35.35$, 47.50$]
- 2026-12-31 to 2027-12-31 estimated range: [37.92$, 50.55$]
Financial Metrics affecting the NMIH estimates:
- Negative: with PPE of 8.4 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 13.09 > 12.96
- Positive: Operating profit margin, % of 70.84 > 18.52
- Positive: Shareholder equity ratio, % of 67.48 > 64.25
- Positive: Industry earnings per price (median), % of 8.61 > 4.54
- Positive: Industry operating profit margin (median), % of 14.62 > 9.67
Short-term NMIH quotes
Long-term NMIH plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $579.00MM | $650.97MM | $705.58MM |
| Operating Expenses | $166.30MM | $187.56MM | $205.78MM |
| Operating Income | $412.70MM | $463.41MM | $499.80MM |
| Interest Expense | $32.21MM | $36.90MM | $28.48MM |
| Income(Loss) | $412.70MM | $463.41MM | $499.80MM |
| Taxes | $90.59MM | $103.31MM | $110.88MM |
| Profit(Loss)* | $322.11MM | $360.11MM | $388.93MM |
| Stockholders Equity | $1,926.00MM | $2,217.43MM | $2,591.99MM |
| Assets | $2,940.51MM | $3,349.97MM | $3,841.10MM |
| Operating Cash Flow | $342.68MM | $393.60MM | $419.30MM |
| Capital expenditure | $9.37MM | $6.91MM | $6.78MM |
| Investing Cash Flow | $-200.00MM | $-339.29MM | $-316.47MM |
| Financing Cash Flow | $-90.42MM | $-96.70MM | $-113.20MM |
| Earnings Per Share** | $3.91 | $4.51 | $5.01 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.