Enact Holdings, Inc.
General ticker "ACT" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $5.6B (TTM average)
Enact Holdings, Inc. follows the US Stock Market performance with the rate: 39.3%.
Estimated limits based on current volatility of 0.7%: low 48.28$, high 48.95$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-20, amount 0.24$ (Y1.97%)
- Total employees count: 419 (-0.5%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Economic downturns and volatility, Model risk, Cybersecurity threats, Servicer failures
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [34.27$, 44.47$]
- 2026-12-31 to 2027-12-31 estimated range: [36.82$, 47.44$]
Financial Metrics affecting the ACT estimates:
- Positive: with PPE of 8.7 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 69.80 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 12.17
- Positive: Return on assets ratio (scaled to [-100,100]) of 8.91 > 6.06
- Positive: Industry earnings per price (median), % of 7.94 > 4.32
- Negative: Industry operating cash flow per share per price (median), % of 9.85 <= 10.39
- Negative: Inventory ratio change, % of 1.78 > 0.79
- Positive: Shareholder equity ratio, % of 77.68 > 63.63
Short-term ACT quotes
Long-term ACT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,153.69MM | $1,201.77MM | $1,230.38MM |
| Operating Expenses | $302.18MM | $323.71MM | $371.55MM |
| Operating Income | $851.51MM | $878.06MM | $858.84MM |
| Interest Expense | $51.87MM | $51.16MM | $49.95MM |
| Income(Loss) | $851.51MM | $878.06MM | $858.84MM |
| Taxes | $186.00MM | $189.99MM | $184.59MM |
| Net Income(Loss)* | $665.51MM | $688.07MM | $674.24MM |
| Stockholders Equity | $4,632.35MM | $4,996.10MM | $5,355.18MM |
| Assets | $6,190.47MM | $6,521.53MM | $6,893.47MM |
| Operating Cash Flow | $632.04MM | $686.26MM | $724.52MM |
| Investing Cash Flow | $-229.40MM | $-320.51MM | $-226.38MM |
| Financing Cash Flow | $-300.73MM | $-382.00MM | $-515.08MM |
| Earnings Per Share** | $4.14 | $4.40 | $4.54 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.