Essent Group Ltd.
General ticker "ESNT" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $5.8B (TTM average)
Essent Group Ltd. follows the US Stock Market performance with the rate: 24.6%.
Estimated limits based on current volatility of 1.2%: low 67.37$, high 68.94$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-01, amount 0.35$ (Y2.05%)
- Total employees count: 514 (-17.8%) as of 2025
- Top business risk factors: Market competition, Economic downturns and volatility, Market volatility, Regulatory and compliance, IT system failures
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [56.36$, 73.80$]
- 2026-12-31 to 2027-12-31 estimated range: [61.14$, 79.10$]
Financial Metrics affecting the ESNT estimates:
- Positive: with PPE of 9.5 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 65.18 > 33.79
- Positive: 11.37 < Operating cash flow per share per price, % of 13.16
- Positive: Interest expense per share per price, % of 0.50 <= 0.75
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 9.85
- Positive: 7.79 < Industry operating profit margin (median), % of 14.26
- Positive: 69.38 < Shareholder equity ratio, % of 77.36 <= 81.92
- Positive: Industry inventory ratio change (median), % of -7.32 <= -0.92
- Positive: Inventory ratio change, % of -6.78 <= -3.92
- Positive: 7.19 < Return on assets ratio (scaled to [-100,100]) of 8.49
Short-term ESNT quotes
Long-term ESNT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,079.62MM | $1,207.59MM | $1,260.93MM |
| Operating Expenses | $256.62MM | $352.09MM | $439.07MM |
| Operating Income | $823.00MM | $855.49MM | $821.86MM |
| Interest Expense | $30.14MM | $35.32MM | $32.70MM |
| Income(Loss) | $823.00MM | $855.49MM | $821.86MM |
| Taxes | $126.61MM | $126.09MM | $131.89MM |
| Net Income(Loss)* | $696.39MM | $729.40MM | $689.97MM |
| Stockholders Equity | $5,102.55MM | $5,603.66MM | $5,756.73MM |
| Assets | $6,426.67MM | $7,111.65MM | $7,441.00MM |
| Operating Cash Flow | $763.00MM | $861.53MM | $856.05MM |
| Capital expenditure | $4.00MM | $6.77MM | $7.36MM |
| Investing Cash Flow | $-525.57MM | $-706.93MM | $-154.74MM |
| Financing Cash Flow | $-176.88MM | $-164.91MM | $-709.75MM |
| Earnings Per Share** | $6.56 | $6.92 | $6.97 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.