Safety Insurance Group, Inc.
General ticker "SAFT" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $1.1B (TTM average)
Safety Insurance Group, Inc. follows the US Stock Market performance with the rate: 24.8%.
Estimated limits based on current volatility of 0.2%: low 102.69$, high 103.19$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-01, amount 0.92$ (Y3.57%)
- Total employees count: 551 (+2.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Geographic concentration, Inflation loss severity, Reinsurance risks, Cybersecurity threats
- Current price 14.9% above estimated high
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [67.72$, 89.72$]
- 2026-12-31 to 2027-12-31 estimated range: [70.32$, 93.24$]
Financial Metrics affecting the SAFT estimates:
- Negative: with PPE of 13.8 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 16.79 > 13.08
- Positive: 7.80 < Operating profit margin, % of 10.03
- Positive: Industry inventory ratio change (median), % of -19.35 <= -0.14
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 10.39
- Negative: 18.97 < Shareholder equity ratio, % of 36.11 <= 42.26
- Positive: Interest expense per share per price, % of 0.13 <= 0.75
Short-term SAFT quotes
Long-term SAFT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $925.95MM | $1,120.01MM | $1,262.53MM |
| Operating Expenses | $901.53MM | $1,030.14MM | $1,135.85MM |
| Operating Income | $24.42MM | $89.87MM | $126.68MM |
| Interest Expense | $0.82MM | $0.51MM | $1.53MM |
| Income(Loss) | $24.42MM | $89.87MM | $126.68MM |
| Taxes | $5.54MM | $19.13MM | $27.43MM |
| Net Income(Loss)* | $18.88MM | $70.73MM | $99.25MM |
| Stockholders Equity | $804.27MM | $828.46MM | $892.31MM |
| Assets | $2,094.00MM | $2,270.09MM | $2,471.11MM |
| Operating Cash Flow | $52.11MM | $128.69MM | $194.50MM |
| Capital expenditure | $1.78MM | $4.37MM | $2.51MM |
| Investing Cash Flow | $24.27MM | $-54.54MM | $-125.71MM |
| Financing Cash Flow | $-63.53MM | $-53.33MM | $-53.87MM |
| Earnings Per Share** | $1.29 | $4.81 | $6.75 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.