Donegal Group Inc.
General ticker "DGICA" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $628.4M (TTM average)
Donegal Group Inc. follows the US Stock Market performance with the rate: 23.8%.
Estimated limits based on current volatility of 1.3%: low 19.32$, high 19.83$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-03, amount 0.18$ (Y3.70%)
- Total employees count: 851 (-2.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Pandemic risks, Catastrophic events, Insurance company failures, Interest rate fluctuations, Regulatory and compliance
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [15.00$, 21.02$]
- 2025-12-31 to 2026-12-31 estimated range: [15.87$, 22.37$]
Financial Metrics affecting the DGICA estimates:
- Positive: with PPE of 11.7 at the end of fiscal year the price was very low
- Positive: -5.02 < Operating profit margin, % of 6.31
- Positive: Operating cash flow per share per price, % of 13.78 > 12.91
- Positive: Industry operating cash flow per share per price (median), % of 18.28 > 10.14
- Positive: 1.77 < Return on assets ratio (scaled to [-100,100]) of 2.13
- Positive: 19.35 < Shareholder equity ratio, % of 23.36 <= 42.53
- Negative: Investing cash flow per share per price, % of -9.82 <= -4.41
- Positive: Industry operating profit margin (median), % of 13.31 > 9.53
Short-term DGICA quotes
Long-term DGICA plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $847.60MM | $926.72MM | $988.66MM |
| Operating Expenses | $851.24MM | $921.65MM | $926.32MM |
| Operating Income | $-3.64MM | $5.06MM | $62.34MM |
| Interest Expense | $0.62MM | $0.62MM | $0.95MM |
| Income(Loss) | $-3.64MM | $5.06MM | $62.34MM |
| Taxes | $-1.68MM | $0.64MM | $11.48MM |
| Profit(Loss)* | $-1.96MM | $4.43MM | $50.86MM |
| Stockholders Equity | $483.59MM | $479.75MM | $545.78MM |
| Assets | $2,243.35MM | $2,266.29MM | $2,336.03MM |
| Operating Cash Flow | $67.11MM | $28.62MM | $67.44MM |
| Capital expenditure | $0.00MM | $0.04MM | $0.00MM |
| Investing Cash Flow | $-98.50MM | $-16.71MM | $-48.04MM |
| Financing Cash Flow | $-1.20MM | $-13.25MM | $9.73MM |
| Earnings Per Share** | $-0.06 | $0.13 | $1.54 |
* Profit(Loss) attributable to entity.
** EPS are valid for ticker DGICB. EPS are Split Adjusted, recent splits may be reflected with a delay.