Donegal Group Inc.
General ticker "DGICA" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $637.2M (TTM average)
Donegal Group Inc. does not follow the US Stock Market performance with the rate: -6.2%.
Estimated limits based on current volatility of 1.1%: low 18.24$, high 18.65$
Factors to consider:
- Earnings expected soon, date: 2026-10-29 bmo
- Company pays dividends (quarterly): last record date 2026-07-31, amount 0.19$ (Y4.07%)
- Total employees count: 831 (-2.4%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Inadequate pricing assumptions, Technology adoption delays, Concentration in specific states, Catastrophic events, Independent agent retention
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.55$, 21.97$]
- 2026-12-31 to 2027-12-31 estimated range: [15.58$, 22.24$]
Financial Metrics affecting the DGICA estimates:
- Positive: with PPE of 8.2 at the end of fiscal year the price was neutral
- Positive: 11.37 < Operating cash flow per share per price, % of 13.78
- Positive: 7.80 < Operating profit margin, % of 9.98
- Positive: 1.88 < Return on assets ratio (scaled to [-100,100]) of 3.22
- Positive: Interest expense per share per price, % of 0.27 <= 0.33
- Positive: 25.20 < Shareholder equity ratio, % of 26.83 <= 34.41
- Positive: Inventory ratio change, % of 0.56 <= 1.34
- Positive: Industry earnings per price (median), % of 8.17 > 6.58
- Negative: Investing cash flow per share per price, % of -17.89 <= -11.23
- Negative: Industry operating profit margin (median), % of 13.64 <= 14.78
Short-term DGICA quotes
Long-term DGICA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $927.34MM | $989.61MM | $978.01MM |
| Operating Expenses | $922.27MM | $927.27MM | $880.42MM |
| Operating Income | $5.06MM | $62.34MM | $97.59MM |
| Interest Expense | $0.62MM | $0.95MM | $1.35MM |
| Income(Loss) | $5.06MM | $62.34MM | $97.59MM |
| Taxes | $0.64MM | $11.48MM | $18.25MM |
| Net Income(Loss)* | $4.43MM | $50.86MM | $79.34MM |
| Stockholders Equity | $479.75MM | $545.78MM | $640.42MM |
| Assets | $2,266.29MM | $2,336.03MM | $2,386.63MM |
| Operating Cash Flow | $28.62MM | $67.44MM | $70.20MM |
| Capital expenditure | $0.04MM | $0.00MM | $0.00MM |
| Investing Cash Flow | $-16.71MM | $-48.04MM | $-91.13MM |
| Financing Cash Flow | $-13.25MM | $9.73MM | $-5.21MM |
| Earnings Per Share** | $0.13 | $1.54 | $2.58 |
* Profit(Loss) attributable to entity.
** EPS are valid for ticker DGICB. EPS are Split Adjusted, recent splits may be reflected with a delay.