The Progressive Corporation
General ticker "PGR" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $125.2B (TTM average)
The Progressive Corporation does not follow the US Stock Market performance with the rate: -11.2%.
Estimated limits based on current volatility of 2.0%: low 211.41$, high 220.26$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends (quarterly): last record date 2026-10-01, amount 0.10$ (Y0.18%)
- Total employees count: 70000 (+5.6%) as of 2025
- Top business risk factors: Insurance underwriting risks, Loss reserve accuracy, Catastrophic events, Cybersecurity threats, Regulatory and compliance
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [187.11$, 267.32$]
- 2026-12-31 to 2027-12-31 estimated range: [186.65$, 267.34$]
Financial Metrics affecting the PGR estimates:
- Positive: with PPE of 12.5 at the end of fiscal year the price was neutral
- Positive: 15.80 < Operating profit margin, % of 16.23
- Positive: Industry earnings per price (median), % of 8.17 > 6.58
- Positive: 6.77 < Operating cash flow per share per price, % of 7.36
- Negative: Investing cash flow per share per price, % of -5.09 <= -4.49
- Negative: -0.37 < Inventory ratio change, % of 0
- Positive: 7.79 < Industry operating profit margin (median), % of 13.64
- Positive: Return on assets ratio (scaled to [-100,100]) of 19.90 > 10.70
- Positive: Interest expense per share per price, % of 0.21 <= 0.33
Short-term PGR quotes
Long-term PGR plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $62,118.00MM | $75,373.00MM | $87,637.00MM |
| Operating Expenses | $57,214.00MM | $64,660.00MM | $73,414.00MM |
| Operating Income | $4,904.00MM | $10,713.00MM | $14,223.00MM |
| Interest Expense | $268.00MM | $279.00MM | $278.00MM |
| Income(Loss) | $4,904.00MM | $10,713.00MM | $14,223.00MM |
| Taxes | $1,001.00MM | $2,233.00MM | $2,915.00MM |
| Net Income(Loss)* | $3,903.00MM | $8,480.00MM | $11,308.00MM |
| Stockholders Equity | $20,277.00MM | $25,591.00MM | $30,323.00MM |
| Assets | $28,324.00MM | $35,566.00MM | $45,502.00MM |
| Operating Cash Flow | $236.00MM | $3,519.00MM | $9,843.00MM |
| Capital expenditure | $252.00MM | $285.00MM | $348.00MM |
| Investing Cash Flow | $-314.00MM | $-2,203.00MM | $-6,806.00MM |
| Financing Cash Flow | $78.00MM | $-1,316.00MM | $-3,037.00MM |
| Earnings Per Share** | $6.67 | $14.48 | $19.29 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.