Old Republic International Corporation
General ticker "ORI" information:
- Sector: Financials
- Industry: Insurance - Diversified
- Capitalization: $9.9B (TTM average)
Old Republic International Corporation does not follow the US Stock Market performance with the rate: -5.9%.
Estimated limits based on current volatility of 1.9%: low 42.79$, high 44.49$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-05, amount 0.32$ (Y2.96%)
- Total employees count: 9500 (+1.1%) as of 2025
- Top business risk factors: Inadequate loss reserves, Investment portfolio losses, Counterparty defaults, Concentrated industry exposure, Reinsurer default
- Price in estimated range
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [36.71$, 47.90$]
- 2026-12-31 to 2027-12-31 estimated range: [39.60$, 51.54$]
Financial Metrics affecting the ORI estimates:
- Negative: with PPE of 13.3 at the end of fiscal year the price was high
- Positive: 7.78 < Operating profit margin, % of 13.02
- Positive: 6.73 < Operating cash flow per share per price, % of 10.32
- Positive: 1.89 < Return on assets ratio (scaled to [-100,100]) of 3.04
- Positive: Industry operating cash flow per share per price (median), % of 17.06 > 10.39
- Positive: 19.10 < Shareholder equity ratio, % of 19.80 <= 42.34
- Positive: Inventory ratio change, % of -0.60 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term ORI quotes
Long-term ORI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $7,258.10MM | $8,231.30MM | $9,087.90MM |
| Operating Expenses | $6,510.80MM | $7,161.70MM | $7,904.60MM |
| Operating Income | $747.30MM | $1,069.60MM | $1,183.30MM |
| Non-Operating Income | $0.10MM | $0.10MM | $0.50MM |
| Interest Expense | $70.50MM | $77.30MM | $70.10MM |
| Income(Loss) | $747.40MM | $1,069.70MM | $1,183.80MM |
| Taxes | $148.70MM | $216.90MM | $241.90MM |
| Net Income(Loss)* | $598.60MM | $852.70MM | $936.10MM |
| Stockholders Equity | $6,410.70MM | $5,618.90MM | $5,914.00MM |
| Assets | $26,501.40MM | $27,843.10MM | $29,862.70MM |
| Operating Cash Flow | $880.40MM | $1,233.40MM | $1,164.30MM |
| Capital expenditure | $0.00MM | $1.80MM | $0.00MM |
| Investing Cash Flow | $25.30MM | $-7.20MM | $-177.20MM |
| Financing Cash Flow | $-783.20MM | $-1,226.90MM | $-925.70MM |
| Earnings Per Share** | $2.12 | $3.30 | $3.84 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.