Capital Bancorp, Inc.
General ticker "CBNK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $509.3M (TTM average)
Capital Bancorp, Inc. follows the US Stock Market performance with the rate: 49.1%.
Estimated limits based on current volatility of 0.9%: low 35.94$, high 36.62$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-10, amount 0.14$ (Y1.54%)
- Total employees count: 459 (+12.8%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Geographic concentration, Liquidity and credit risks, Cybersecurity threats, Regulatory and compliance
- Current price 13.7% above estimated high
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [22.44$, 32.03$]
- 2026-12-31 to 2027-12-31 estimated range: [20.86$, 30.27$]
Financial Metrics affecting the CBNK estimates:
- Positive: with PPE of 8.5 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 14.81 > 13.08
- Positive: 7.80 < Operating profit margin, % of 11.85
- Negative: Shareholder equity ratio, % of 11.14 <= 18.97
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.56
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -74.54 <= -14.39
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
Short-term CBNK quotes
Long-term CBNK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $206.55MM | $186.16MM | $245.18MM |
| Operating Expenses | $160.32MM | $174.65MM | $216.12MM |
| Operating Income | $46.23MM | $11.51MM | $29.05MM |
| Non-Operating Income | $0.00MM | $30.32MM | $45.89MM |
| Interest Expense | $41.68MM | $58.55MM | $64.88MM |
| Income(Loss) | $46.23MM | $41.83MM | $74.94MM |
| Taxes | $10.35MM | $10.86MM | $17.77MM |
| Net Income(Loss)* | $35.87MM | $30.97MM | $57.17MM |
| Stockholders Equity | $254.86MM | $355.14MM | $401.76MM |
| Assets | $2,226.18MM | $3,206.91MM | $3,606.21MM |
| Operating Cash Flow | $47.42MM | $34.93MM | $69.72MM |
| Capital expenditure | $2.16MM | $2.16MM | $2.37MM |
| Investing Cash Flow | $-130.84MM | $-269.95MM | $-350.88MM |
| Financing Cash Flow | $56.97MM | $386.39MM | $331.39MM |
| Earnings Per Share** | $2.56 | $2.12 | $3.47 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.