CB Financial Services, Inc.
General ticker "CBFV" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $167.5M (TTM average)
CB Financial Services, Inc. follows the US Stock Market performance with the rate: 37.3%.
Estimated limits based on current volatility of 0.5%: low 37.23$, high 37.58$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-14, amount 0.28$ (Y2.98%)
- Total employees count: 172 as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Commercial real estate market weakness, Liquidity and credit risks, Interest rate risk, Cybersecurity threats, Regulatory and compliance
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [29.08$, 39.09$]
- 2026-12-31 to 2027-12-31 estimated range: [28.08$, 38.50$]
Financial Metrics affecting the CBFV estimates:
- Positive: with PPE of 13.2 at the end of fiscal year the price was neutral
- Positive: 4.60 < Operating profit margin, % of 7.72
- Positive: 8.77 < Operating cash flow per share per price, % of 9.92
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 7.04 < Shareholder equity ratio, % of 10.18 <= 12.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: Inventory ratio change, % of 0 <= 0
Short-term CBFV quotes
Long-term CBFV plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $68.68MM | $79.20MM | $68.64MM |
| Operating Expenses | $38.83MM | $63.86MM | $63.34MM |
| Operating Income | $29.85MM | $15.34MM | $5.30MM |
| Non-Operating Income | $0.44MM | $0.00MM | $0.00MM |
| Interest Expense | $17.67MM | $30.06MM | $25.16MM |
| Income(Loss) | $30.29MM | $15.34MM | $5.30MM |
| Taxes | $7.74MM | $2.75MM | $0.40MM |
| Net Income(Loss)* | $22.55MM | $12.59MM | $4.90MM |
| Stockholders Equity | $139.83MM | $147.38MM | $157.54MM |
| Assets | $1,456.09MM | $1,481.56MM | $1,547.69MM |
| Operating Cash Flow | $14.24MM | $6.75MM | $17.81MM |
| Capital expenditure | $3.29MM | $3.31MM | $0.65MM |
| Investing Cash Flow | $-54.73MM | $-36.38MM | $-82.61MM |
| Financing Cash Flow | $5.01MM | $10.98MM | $46.92MM |
| Earnings Per Share** | $4.41 | $2.45 | $0.97 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.