BV Financial, Inc.
General ticker "BVFL" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $162.2M (TTM average)
BV Financial, Inc. follows the US Stock Market performance with the rate: 57.8%.
Estimated limits based on current volatility of 0.8%: low 18.22$, high 18.52$
Factors to consider:
- Earnings expected soon, date: 2026-01-26 bmo
- Total employees count: 116 as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Operational and conduct risks, Cybersecurity threats, Third-party risks, Acquisition/divestiture risks, Liquidity and credit risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.44$, 20.80$]
- 2025-12-31 to 2026-12-31 estimated range: [15.74$, 22.64$]
Financial Metrics affecting the BVFL estimates:
- Positive: with PPE of 15.6 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 33.35 > 18.33
- Positive: 6.63 < Operating cash flow per share per price, % of 8.69
- Positive: Industry earnings per price (median), % of 6.50 > 4.45
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.27
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -17.57 <= -14.19
Short-term BVFL quotes
Long-term BVFL plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $38.77MM | $46.80MM | $49.20MM |
| Operating Expenses | $24.22MM | $28.18MM | $32.79MM |
| Operating Income | $14.55MM | $18.62MM | $16.41MM |
| Interest Expense | $3.43MM | $9.19MM | $11.49MM |
| Income(Loss) | $14.55MM | $18.62MM | $16.41MM |
| Taxes | $4.03MM | $4.92MM | $4.68MM |
| Profit(Loss)* | $10.52MM | $13.71MM | $11.72MM |
| Stockholders Equity | $97.75MM | $199.06MM | $195.50MM |
| Assets | $844.96MM | $885.25MM | $911.82MM |
| Operating Cash Flow | $9.71MM | $15.19MM | $16.06MM |
| Capital expenditure | $0.50MM | $0.15MM | $0.61MM |
| Investing Cash Flow | $-27.76MM | $-35.17MM | $-32.50MM |
| Financing Cash Flow | $-24.49MM | $25.07MM | $13.19MM |
| Earnings Per Share** | $1.32 | $1.47 | $1.10 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.