Timberland Bancorp, Inc.
General ticker "TSBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $279.9M (TTM average)
Timberland Bancorp, Inc. follows the US Stock Market performance with the rate: 45.6%.
Estimated limits based on current volatility of 1.3%: low 45.06$, high 46.25$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-10, amount 0.30$ (Y2.63%)
- Total employees count: 280 (-2.8%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Liquidity and credit risks, Cybersecurity threats, Capital raising
- Current price 22.3% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [28.21$, 37.34$]
- 2026-09-30 to 2027-09-30 estimated range: [28.01$, 37.41$]
Financial Metrics affecting the TSBK estimates:
- Positive: with PPE of 9.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 32.84 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 11.14
- Negative: Interest expense per share per price, % of 11.84 > 3.34
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -3.04 <= -0.64
- Negative: -0.14 < Industry inventory ratio change (median), % of 0
- Positive: Industry earnings per price (median), % of 7.41 > 4.32
- Negative: Shareholder equity ratio, % of 13.05 <= 18.97
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.43
Short-term TSBK quotes
Long-term TSBK plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $79.51MM | $75.29MM | $82.54MM |
| Operating Expenses | $54.64MM | $54.15MM | $55.43MM |
| Operating Income | $24.87MM | $21.14MM | $27.11MM |
| Non-Operating Income | $9.12MM | $9.26MM | $9.13MM |
| Interest Expense | $11.59MM | $30.66MM | $32.08MM |
| Income(Loss) | $33.99MM | $30.41MM | $36.23MM |
| Taxes | $6.88MM | $6.12MM | $7.07MM |
| Net Income(Loss)* | $27.12MM | $24.28MM | $29.16MM |
| Stockholders Equity | $233.07MM | $245.41MM | $262.61MM |
| Assets | $1,839.90MM | $1,923.47MM | $2,012.78MM |
| Operating Cash Flow | $31.00MM | $23.02MM | $30.16MM |
| Capital expenditure | $1.11MM | $1.31MM | $1.74MM |
| Investing Cash Flow | $-170.22MM | $-45.80MM | $-8.25MM |
| Financing Cash Flow | $-48.81MM | $58.78MM | $56.79MM |
| Earnings Per Share** | $3.32 | $3.02 | $3.68 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.