USCB Financial Holdings Inc
General ticker "USCB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $381.3M
USCB Financial Holdings Inc follows the US Stock Market performance with the rate: 61.1%.
Estimated limits based on current volatility of 3.8%: low 17.05$, high 18.39$
Factors to consider:
- Company pays dividends: last record date 2024-11-15, amount 0.05$ (Y1.17%)
- Company does not operate outside US (retrieved using AI)
- Current price 15.7% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [10.51$, 14.79$]
- 2024-12-30 to 2025-12-30 estimated range: [11.41$, 15.94$]
Financial Metrics affecting the USCB estimates:
- Positive: 0.10 < Non-GAAP EPS, $ of 0.83
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.70
- Positive: 7.18 < Operating cash flow per share per price, % of 9.65
- Negative: Investing cash flow per share, $ of -13.91 <= -3.48
- Positive: Inventory ratio change, % of -40.76 <= -1.03
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Positive: Operating profit margin, % of 48.36 > 19.51
Short-term USCB quotes
Long-term USCB plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $60.69MM | $68.73MM | $63.60MM |
| Operating Expenses | $33.02MM | $34.20MM | $32.84MM |
| Operating Income | $27.68MM | $34.52MM | $30.76MM |
| Non-Operating Income | $0.00MM | $-7.44MM | $-8.96MM |
| Interest Expense | $4.23MM | $7.44MM | $42.45MM |
| Income(Loss) | $27.68MM | $27.09MM | $21.80MM |
| Taxes | $0.00MM | $0.00MM | $5.25MM |
| Profit(Loss) | $27.68MM | $27.09MM | $16.55MM |
| Stockholders Equity | $203.90MM | $182.43MM | $191.97MM |
| Inventory | $52.20MM | $61.71MM | $0.00MM |
| Assets | $1,853.94MM | $2,085.83MM | $2,339.09MM |
| Operating Cash Flow | $22.05MM | $29.54MM | $22.55MM |
| Capital expenditure | $0.63MM | $0.67MM | $0.16MM |
| Investing Cash Flow | $-359.36MM | $-270.60MM | $-273.00MM |
| Financing Cash Flow | $335.81MM | $249.00MM | $237.35MM |
| Earnings Per Share* | $6.72 | $1.01 | $0.84 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.