Commerce Bancshares, Inc.
General ticker "CBSH" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $8.3B (TTM average)
Commerce Bancshares, Inc. follows the US Stock Market performance with the rate: 8.4%.
Estimated limits based on current volatility of 1.1%: low 51.53$, high 52.68$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-05, amount 0.28$ (Y2.13%)
- Total employees count: 4693 (-0.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market conditions impact, Vendor performance, Cybersecurity threats, Technological obsolescence, Product development risks
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [52.81$, 67.71$]
- 2025-12-31 to 2026-12-31 estimated range: [53.13$, 69.20$]
Financial Metrics affecting the CBSH estimates:
- Negative: with PPE of 15.7 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 40.84 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 6.82
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.64
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term CBSH quotes
Long-term CBSH plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,509.23MM | $1,586.16MM | $1,663.62MM |
| Operating Expenses | $876.85MM | $966.43MM | $984.13MM |
| Operating Income | $632.38MM | $619.73MM | $679.49MM |
| Interest Expense | $56.79MM | $383.16MM | $429.31MM |
| Income(Loss) | $632.38MM | $619.73MM | $679.49MM |
| Taxes | $132.36MM | $134.55MM | $145.09MM |
| Profit(Loss)* | $488.40MM | $477.06MM | $526.33MM |
| Stockholders Equity | $2,465.29MM | $2,944.12MM | $3,309.88MM |
| Assets | $31,875.93MM | $31,701.06MM | $31,996.63MM |
| Operating Cash Flow | $559.38MM | $488.77MM | $577.86MM |
| Capital expenditure | $65.19MM | $88.07MM | $46.13MM |
| Investing Cash Flow | $242.27MM | $2,183.83MM | $483.79MM |
| Financing Cash Flow | $-4,200.81MM | $-883.12MM | $-372.94MM |
| Earnings Per Share** | $3.53 | $3.49 | $3.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.