City Holding Company
General ticker "CHCO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
City Holding Company follows the US Stock Market performance with the rate: 21.6%.
Estimated limits based on current volatility of 1.1%: low 122.82$, high 125.46$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-04-15, amount 0.87$ (Y2.82%)
- Total employees count: 963 (-1.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Impairment charges, Liquidity and credit risks, Third-party risks, Customer retention
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [97.73$, 130.24$]
- 2026-12-31 to 2027-12-31 estimated range: [96.15$, 128.86$]
Financial Metrics affecting the CHCO estimates:
- Negative: with PPE of 13.8 at the end of fiscal year the price was high
- Positive: 6.59 < Operating cash flow per share per price, % of 7.39
- Positive: Operating profit margin, % of 41.46 > 18.39
- Positive: 1.81 < Return on assets ratio (scaled to [-100,100]) of 1.90
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
- Negative: Shareholder equity ratio, % of 12.05 <= 19.24
Short-term CHCO quotes
Long-term CHCO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $334.45MM | $293.32MM | $392.11MM |
| Operating Expenses | $191.34MM | $148.81MM | $229.54MM |
| Operating Income | $143.11MM | $144.52MM | $162.56MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-1.10MM |
| Interest Expense | $52.02MM | $86.19MM | $84.81MM |
| Income(Loss) | $143.11MM | $144.52MM | $161.47MM |
| Taxes | $28.74MM | $27.41MM | $30.98MM |
| Net Income(Loss)* | $114.36MM | $117.10MM | $130.49MM |
| Stockholders Equity | $677.07MM | $730.66MM | $809.68MM |
| Assets | $6,168.05MM | $6,459.46MM | $6,722.02MM |
| Operating Cash Flow | $137.58MM | $131.90MM | $131.37MM |
| Capital expenditure | $2.96MM | $2.71MM | $2.92MM |
| Investing Cash Flow | $14.68MM | $-252.26MM | $-269.92MM |
| Financing Cash Flow | $-195.98MM | $189.48MM | $105.08MM |
| Earnings Per Share** | $7.69 | $7.98 | $9.09 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.