South Plains Financial, Inc.
General ticker "SPFI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $536.7M (TTM average)
South Plains Financial, Inc. follows the US Stock Market performance with the rate: 64.9%.
Estimated limits based on current volatility of 1.0%: low 33.53$, high 34.24$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-02-03, amount 0.15$ (Y1.76%)
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [29.95$, 41.29$]
- 2025-12-31 to 2026-12-31 estimated range: [27.65$, 39.37$]
Financial Metrics affecting the SPFI estimates:
- Positive: Non-GAAP EPS, $ of 2.92 > 2.19
- Negative: Shareholder equity ratio, % of 10.37 <= 22.52
- Negative: Operating cash flow per share per price, % of 9.56 <= 12.73
- Negative: Industry operating cash flow per share per price (median), % of 9.45 <= 9.71
- Negative: Interest expense per share, $ of 5.72 > 0.67
- Positive: Operating profit margin, % of 98.43 > 18.46
- Positive: -1.21 < Return on assets ratio (scaled to [-100,100]) of 1.16
Short-term SPFI quotes
Long-term SPFI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $214.62MM | $210.95MM | $240.90MM |
| Operating Expenses | $141.47MM | $131.54MM | $3.78MM |
| Operating Income | $73.15MM | $79.42MM | $237.12MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-173.82MM |
| Interest Expense | $22.69MM | $72.29MM | $93.80MM |
| Income(Loss) | $73.15MM | $79.42MM | $63.29MM |
| Taxes | $14.91MM | $16.67MM | $13.57MM |
| Profit(Loss)* | $58.24MM | $62.74MM | $49.72MM |
| Stockholders Equity | $357.01MM | $407.11MM | $438.95MM |
| Assets | $3,944.06MM | $4,204.79MM | $4,232.24MM |
| Operating Cash Flow | $123.59MM | $58.54MM | $59.38MM |
| Capital expenditure | $4.47MM | $4.68MM | $0.00MM |
| Investing Cash Flow | $-408.86MM | $-143.38MM | $-13.93MM |
| Financing Cash Flow | $33.33MM | $180.11MM | $-16.53MM |
| Earnings Per Share** | $3.35 | $3.62 | $3.03 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.