South Plains Financial Inc
General ticker "SPFI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $629.7M
South Plains Financial Inc follows the US Stock Market performance with the rate: 62.0%.
Estimated limits based on current volatility of 3.8%: low 33.94$, high 36.62$
Factors to consider:
- Company pays dividends: last record date 2024-10-28, amount 0.15$ (Y1.70%)
- Company does not operate outside North America (retrieved using AI)
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [25.39$, 36.33$]
- 2024-12-30 to 2025-12-30 estimated range: [28.95$, 40.83$]
Financial Metrics affecting the SPFI estimates:
- Positive: Non-GAAP EPS, $ of 2.47 > 2.29
- Negative: Investing cash flow per share, $ of -8.27 <= -3.48
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.47
- Positive: Operating profit margin, % of 37.65 > 19.51
- Negative: Interest expense per share, $ of 4.17 > 0.74
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
Short-term SPFI quotes
Long-term SPFI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $219.23MM | $237.31MM | $210.95MM |
| Operating Expenses | $146.11MM | $164.16MM | $131.54MM |
| Operating Income | $73.12MM | $73.15MM | $79.42MM |
| Interest Expense | $13.27MM | $22.69MM | $72.29MM |
| Income(Loss) | $73.12MM | $73.15MM | $79.42MM |
| Taxes | $14.51MM | $14.91MM | $16.67MM |
| Profit(Loss) | $58.61MM | $58.24MM | $62.74MM |
| Stockholders Equity | $407.43MM | $357.01MM | $407.11MM |
| Inventory | $500.72MM | $0.00MM | $0.00MM |
| Assets | $3,901.86MM | $3,944.06MM | $4,204.79MM |
| Operating Cash Flow | $96.27MM | $123.59MM | $58.54MM |
| Capital expenditure | $2.92MM | $4.47MM | $4.68MM |
| Investing Cash Flow | $-159.84MM | $-408.86MM | $-143.38MM |
| Financing Cash Flow | $250.08MM | $33.33MM | $180.11MM |
| Earnings Per Share* | $3.26 | $3.35 | $3.62 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.