Orrstown Financial Services, Inc.
General ticker "ORRF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $631.0M (TTM average)
Orrstown Financial Services, Inc. follows the US Stock Market performance with the rate: 68.1%.
Estimated limits based on current volatility of 1.8%: low 34.75$, high 36.03$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-05, amount 0.27$ (Y3.00%)
- Total employees count: 425 (+1.4%) as of 2023
- Top business risk factors: Regulatory and compliance, Liquidity and credit risks, Cybersecurity threats, Operational and conduct risks, Internal control weaknesses
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [30.74$, 41.96$]
- 2025-12-31 to 2026-12-31 estimated range: [29.94$, 41.77$]
Financial Metrics affecting the ORRF estimates:
- Positive: with PPE of 10.6 at the end of fiscal year the price was neutral
- Positive: 7.61 < Operating profit margin, % of 9.79
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 9.50 <= 19.41
- Positive: -3.56 < Return on assets ratio (scaled to [-100,100]) of 0.40
- Positive: Investing cash flow per share per price, % of 11.29 > -0.63
- Negative: Interest expense per share per price, % of 17.35 > 3.31
- Positive: Industry operating cash flow per share per price (median), % of 10.64 > 10.21
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term ORRF quotes
Long-term ORRF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $134.32MM | $174.30MM | $284.09MM |
| Operating Expenses | $107.70MM | $129.26MM | $256.28MM |
| Operating Income | $26.62MM | $45.03MM | $27.81MM |
| Interest Expense | $9.02MM | $44.99MM | $93.68MM |
| Income(Loss) | $26.62MM | $45.03MM | $27.81MM |
| Taxes | $4.58MM | $9.37MM | $5.76MM |
| Profit(Loss)* | $22.04MM | $35.66MM | $22.05MM |
| Stockholders Equity | $228.90MM | $265.06MM | $516.68MM |
| Assets | $2,922.41MM | $3,064.24MM | $5,441.59MM |
| Operating Cash Flow | $36.19MM | $43.70MM | $34.96MM |
| Capital expenditure | $0.90MM | $2.29MM | $1.58MM |
| Investing Cash Flow | $-270.99MM | $-153.25MM | $60.99MM |
| Financing Cash Flow | $86.91MM | $113.89MM | $87.76MM |
| Earnings Per Share** | $2.09 | $3.45 | $1.49 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.