Regional Management Corp.

General ticker "RM" information:

  • Sector: Financials
  • Industry: Consumer Finance
  • Capitalization: $299.2M (TTM average)

Regional Management Corp. follows the US Stock Market performance with the rate: 55.5%.

Estimated limits based on current volatility of 6.5%: low 25.79$, high 29.41$

Factors to consider:

  • Company pays dividends (quarterly): last record date 2025-02-20, amount 0.30$ (Y4.22%)
  • Company does not operate outside North America (retrieved using AI)
  • Price in estimated range
  • Earnings for 3 months up through Q1 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [27.13$, 41.03$]
  • 2025-12-31 to 2026-12-31 estimated range: [29.34$, 44.09$]

Financial Metrics affecting the RM estimates:

  • Positive: Operating cash flow per share per price, % of 84.56 > 12.73
  • Negative: Shareholder equity ratio, % of 18.70 <= 22.52
  • Positive: Non-GAAP EPS, $ of 4.58 > 2.19
  • Positive: Industry operating cash flow per share per price (median), % of 18.65 > 9.71
  • Negative: Interest expense per share, $ of 7.73 > 0.67
  • Negative: -0.28 < Industry inventory ratio change (median), % of 0
  • Negative: Investing cash flow per share, $ of -32.72 <= -3.20
  • Negative: Industry operating profit margin (median), % of 7.93 <= 9.44

Similar symbols

Short-term RM quotes

2025-03-252025-03-262025-03-272025-03-282025-03-312025-04-012025-04-022025-04-032025-04-042025-04-072025-04-082025-04-092025-04-102025-04-112025-04-142025-04-152025-04-162025-04-172025-04-212025-04-222025-04-232025-04-242025-04-252025-04-282025-04-292025-04-302025-05-012025-05-022025-05-052025-05-0625262728293031323334
Price $

Long-term RM plot with estimates

202530354045Jul 2023Jan 2024Jul 2024Jan 2025Jul 2025Jan 2026Jul 2026Jan 202700.511.5
RMS&P500FinancialsNon-GAAP EPS EstimateNon-GAAP EPS ActualPrice $Non-GAAP EPS $

Financial data

YTD 2023-12-31 2024-12-31
Operating Revenue $551.40MM $588.50MM
Operating Expenses $480.32MM $292.53MM
Operating Income $71.07MM $295.98MM
Non-Operating Income $-50.29MM $-241.90MM
Interest Expense $67.46MM $74.53MM
Income(Loss) $20.78MM $54.08MM
Taxes $4.83MM $12.85MM
Profit(Loss)* $15.96MM $41.23MM
Stockholders Equity $322.27MM $357.08MM
Assets $1,794.53MM $1,909.11MM
Operating Cash Flow $249.17MM $268.93MM
Capital expenditure $12.07MM $5.05MM
Investing Cash Flow $-278.72MM $-315.37MM
Financing Cash Flow $26.43MM $53.41MM
Earnings Per Share** $1.70 $4.28

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.