SoFi Technologies Inc
General ticker "SOFI" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $11.0B (TTM average)
SoFi Technologies Inc follows the US Stock Market performance with the rate: 73.9%.
Estimated limits based on current volatility of 3.7%: low 10.57$, high 11.38$
Factors to consider:
- Earnings expected soon, date: 2025-04-29 bmo
- US accounted for 96.3% of revenue in the fiscal year ended 2024-12-31
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [8.29$, 13.84$]
- 2024-12-30 to 2025-12-30 estimated range: [8.53$, 14.35$]
Financial Metrics affecting the SOFI estimates:
- Negative: Non-GAAP EPS, $ of -0.12 <= 0.04
- Negative: Shareholder equity ratio, % of 17.41 <= 22.52
- Negative: Operating cash flow per share per price, % of -47.32 <= 1.79
- Negative: negative Operating income
- Negative: Interest expense per share, $ of 0.84 > 0.67
- Negative: Investing cash flow per share, $ of -2.00 <= -0.87
- Positive: Industry operating cash flow per share per price (median), % of 20.93 > 9.71
- Positive: -1.21 < Return on assets ratio (scaled to [-100,100]) of -0.99
Short-term SOFI quotes
Long-term SOFI plot with estimates
Financial data
YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
---|---|---|---|
Operating Revenue | $977.30MM | $1,519.20MM | $2,067.84MM |
Operating Expenses | $1,450.25MM | $1,910.64MM | $2,257.35MM |
Operating Income | $-472.95MM | $-391.43MM | $-189.51MM |
Non-Operating Income | $-8.23MM | $72.71MM | $-111.65MM |
Interest Expense | $102.78MM | $189.28MM | $789.33MM |
R&D Expense | $276.09MM | $405.26MM | $515.66MM |
Income(Loss) | $-481.18MM | $-318.72MM | $-301.16MM |
Taxes | $2.76MM | $1.69MM | $-0.42MM |
Profit(Loss)* | $-483.94MM | $-320.41MM | $-300.74MM |
Stockholders Equity | $4,377.33MM | $5,208.10MM | $5,234.61MM |
Inventory | $727.20MM | $1,877.06MM | $0.00MM |
Assets | $9,176.33MM | $19,007.67MM | $30,074.86MM |
Operating Cash Flow | $-1,350.22MM | $-7,255.86MM | $-7,227.14MM |
Capital expenditure | $52.26MM | $103.73MM | $121.19MM |
Investing Cash Flow | $110.19MM | $-106.33MM | $-1,889.86MM |
Financing Cash Flow | $684.99MM | $8,439.49MM | $10,885.60MM |
Earnings Per Share** | $-0.92 | $-0.36 | $-0.32 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.