SoFi Technologies, Inc.
General ticker "SOFI" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $20.1B (TTM average)
SoFi Technologies, Inc. closely follows the US Stock Market performance with the rate: 78.9%.
Estimated limits based on current volatility of 2.5%: low 29.07$, high 30.57$
Factors to consider:
- Total employees count: 5000 as of 2024
- US accounted for 96.3% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Rapid industry changes, Market competition, Regulatory and compliance, Customer loss impact, Operational and conduct risks
- Current price 31.3% above estimated high
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [12.22$, 22.55$]
- 2025-12-31 to 2026-12-31 estimated range: [11.88$, 21.69$]
Financial Metrics affecting the SOFI estimates:
- Positive: with PPE of 120.4 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 6.30
- Negative: Operating cash flow per share per price, % of -6.81 <= 0.33
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.33
- Negative: Shareholder equity ratio, % of 18.00 <= 18.93
- Positive: Industry operating profit margin (median), % of 12.35 > 9.92
- Negative: Investing cash flow per share per price, % of -29.33 <= -14.38
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term SOFI quotes
Long-term SOFI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,762.81MM | $2,912.12MM | $3,703.68MM |
| Operating Expenses | $2,081.53MM | $3,213.27MM | $3,470.33MM |
| Operating Income | $-318.72MM | $-301.16MM | $233.34MM |
| Interest Expense | $189.28MM | $789.33MM | $1,091.34MM |
| R&D Expense | $405.26MM | $511.42MM | $0.00MM |
| Income(Loss) | $-318.72MM | $-301.16MM | $233.34MM |
| Taxes | $1.69MM | $-0.42MM | $-265.32MM |
| Profit(Loss)* | $-320.41MM | $-300.74MM | $498.67MM |
| Stockholders Equity | $5,208.10MM | $5,234.61MM | $6,525.13MM |
| Assets | $19,007.67MM | $30,074.86MM | $36,250.95MM |
| Operating Cash Flow | $-7,255.86MM | $-7,227.14MM | $-1,119.81MM |
| Capital expenditure | $103.73MM | $121.19MM | $163.62MM |
| Investing Cash Flow | $-106.33MM | $-1,889.86MM | $-4,820.99MM |
| Financing Cash Flow | $8,439.49MM | $10,885.60MM | $5,034.58MM |
| Earnings Per Share** | $-0.36 | $-0.32 | $0.47 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.