Ally Financial Inc.
General ticker "ALLY" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $11.6B (TTM average)
Ally Financial Inc. closely follows the US Stock Market performance with the rate: 77.8%.
Estimated limits based on current volatility of 1.0%: low 41.53$, high 42.37$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-10-31, amount 0.30$ (Y2.83%)
- Total employees count: 10700 as of 2024
- Top business risk factors: Market risk, Insurance risks, Reputation and brand risks, Litigation risks, Economic downturns and volatility
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [25.71$, 43.40$]
- 2025-12-31 to 2026-12-31 estimated range: [22.59$, 39.30$]
Financial Metrics affecting the ALLY estimates:
- Positive: with PPE of 11.2 at the end of fiscal year the price was neutral
- Positive: -3.60 < Operating profit margin, % of 5.10
- Positive: Operating cash flow per share per price, % of 41.69 > 13.24
- Negative: Shareholder equity ratio, % of 7.25 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.33
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: 0 < Industry earnings per price (median), % of 3.52
- Positive: Industry operating profit margin (median), % of 12.35 > 9.92
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.35 <= 1.87
- Positive: Investing cash flow per share per price, % of 45.95 > -0.66
Short-term ALLY quotes
Long-term ALLY plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $12,199.00MM | $15,971.00MM | $16,389.00MM |
| Operating Expenses | $9,857.00MM | $14,868.00MM | $15,553.00MM |
| Operating Income | $2,342.00MM | $1,103.00MM | $836.00MM |
| Interest Expense | $2,857.00MM | $6,897.00MM | $7,472.00MM |
| Income(Loss) | $2,342.00MM | $1,103.00MM | $836.00MM |
| Taxes | $627.00MM | $144.00MM | $167.00MM |
| Other Income(Loss) | $-2.00MM | $-4.00MM | $-2.00MM |
| Profit(Loss)* | $1,712.00MM | $953.00MM | $666.00MM |
| Stockholders Equity | $12,859.00MM | $13,703.00MM | $13,903.00MM |
| Assets | $191,826.00MM | $196,329.00MM | $191,836.00MM |
| Operating Cash Flow | $6,247.00MM | $4,557.00MM | $4,528.00MM |
| Capital expenditure | $3,532.00MM | $2,759.00MM | $3,460.00MM |
| Investing Cash Flow | $-17,263.00MM | $-7,182.00MM | $4,991.00MM |
| Financing Cash Flow | $11,575.00MM | $3,839.00MM | $-5,566.00MM |
| Earnings Per Share** | $5.41 | $3.14 | $2.17 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.