Synchrony Financial
General ticker "SYF" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $26.3B
Synchrony Financial follows the US Stock Market performance with the rate: 68.6%.
Estimated limits based on current volatility of 2.2%: low 63.95$, high 66.83$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends: last record date 2024-11-04, amount 0.25$ (Y1.53%)
- Current price 34.2% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [31.35$, 48.77$]
- 2024-12-30 to 2025-12-30 estimated range: [37.01$, 55.86$]
Financial Metrics affecting the SYF estimates:
- Positive: Non-GAAP EPS, $ of 5.18 > 2.29
- Positive: Operating cash flow per share per price, % of 57.88 > 12.76
- Positive: Operating profit margin, % of 47.81 > 19.51
- Negative: Investing cash flow per share, $ of -33.79 <= -3.48
- Negative: Interest expense per share, $ of 8.81 > 0.74
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term SYF quotes
Long-term SYF plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $10,192.00MM | $43,848.00MM | $7,662.00MM |
| Operating Expenses | $4,689.00MM | $14,625.00MM | $3,999.00MM |
| Operating Income | $5,503.00MM | $29,223.00MM | $3,663.00MM |
| Non-Operating Income | $0.00MM | $-25,261.00MM | $-759.00MM |
| Interest Expense | $1,032.00MM | $1,521.00MM | $3,711.00MM |
| R&D Expense | $0.00MM | $0.00MM | $0.00MM |
| Income(Loss) | $5,503.00MM | $3,962.00MM | $2,904.00MM |
| Taxes | $1,282.00MM | $946.00MM | $666.00MM |
| Profit(Loss) | $4,221.00MM | $3,016.00MM | $2,238.00MM |
| Stockholders Equity | $13,655.00MM | $12,873.00MM | $13,903.00MM |
| Assets | $95,748.00MM | $104,564.00MM | $117,479.00MM |
| Operating Cash Flow | $7,099.00MM | $6,694.00MM | $8,593.00MM |
| Investing Cash Flow | $-4,814.00MM | $-10,234.00MM | $-14,234.00MM |
| Financing Cash Flow | $-5,204.00MM | $5,284.00MM | $9,632.00MM |
| Earnings Per Share* | $7.40 | $6.19 | $5.21 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.