Synchrony Financial

General ticker "SYF" information:

  • Sector: Financials
  • Industry: Consumer Finance
  • Capitalization: $21.1B (TTM average)

Synchrony Financial closely follows the US Stock Market performance with the rate: 78.2%.

Estimated limits based on current volatility of 5.1%: low 43.23$, high 48.34$

Factors to consider:

  • Earnings expected soon, date: 2025-04-22 bmo
  • Company included in S&P500 list
  • Company pays dividends (quarterly): last record date 2025-02-03, amount 0.25$ (Y2.17%)
  • Current price 14.4% below estimated low

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [53.88$, 74.95$]
  • 2025-12-31 to 2026-12-31 estimated range: [48.85$, 69.76$]

Financial Metrics affecting the SYF estimates:

  • Positive: Non-GAAP EPS, $ of 6.58 > 2.18
  • Positive: Operating cash flow per share per price, % of 37.10 > 12.74
  • Positive: 2.69 < Return on assets ratio (scaled to [-100,100]) of 2.85
  • Negative: Interest expense per share, $ of 11.69 > 0.67
  • Negative: -0.27 < Industry inventory ratio change (median), % of 0
  • Negative: Industry operating profit margin (median), % of 7.94 <= 9.61

Similar symbols

Short-term SYF quotes

2025-03-032025-03-042025-03-052025-03-062025-03-072025-03-102025-03-112025-03-122025-03-132025-03-142025-03-172025-03-182025-03-192025-03-202025-03-212025-03-242025-03-252025-03-262025-03-272025-03-282025-03-312025-04-012025-04-022025-04-032025-04-042025-04-072025-04-082025-04-092025-04-102025-04-114045505560
Price $

Long-term SYF plot with estimates

3040506070Jul 2023Jan 2024Jul 2024Jan 2025Jul 2025Jan 2026Jul 2026Jan 202700.511.52
SYFS&P500FinancialsNon-GAAP EPS EstimateNon-GAAP EPS ActualPrice $Non-GAAP EPS $

Financial data

YTD 2022-12-31 2023-12-31 2024-12-31
Operating Revenue $16,005.00MM $7,662.00MM $9,392.00MM
Operating Expenses $10,564.00MM $3,999.00MM $4,135.00MM
Operating Income $5,441.00MM $3,663.00MM $5,257.00MM
Non-Operating Income $-1,479.00MM $-759.00MM $-704.00MM
Interest Expense $1,521.00MM $3,711.00MM $4,634.00MM
R&D Expense $0.00MM $0.00MM $0.00MM
Income(Loss) $3,962.00MM $2,904.00MM $4,553.00MM
Taxes $946.00MM $666.00MM $1,054.00MM
Profit(Loss)* $3,016.00MM $2,238.00MM $3,499.00MM
Stockholders Equity $12,873.00MM $13,903.00MM $16,580.00MM
Assets $104,564.00MM $117,479.00MM $119,463.00MM
Operating Cash Flow $6,694.00MM $8,593.00MM $9,848.00MM
Investing Cash Flow $-10,234.00MM $-14,234.00MM $-8,903.00MM
Financing Cash Flow $5,284.00MM $9,632.00MM $-611.00MM
Earnings Per Share** $6.28 $5.31 $8.82

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.